Personal loans in Belgrade, NE
The Census estimates 99 residents in Belgrade, which ranks it 415th of 527 places in Nebraska. If you are weighing a personal loan in Belgrade, start from the payment you can carry; its 99 residents face the same statewide rules. Rate-shopping from Belgrade costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Rate ceilings, licensing requirements and product limits for Belgrade are all set at the Nebraska level. The 2020 count to the 2023 estimate shows about 4.8% decline in Belgrade. The closest larger city is Cedar Rapids, NE about 7 miles away.
Borrowing in Belgrade: the local picture
What follows is Belgrade's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: 99 residents; Belgrade is the 415th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 4.8% from 2020 to 2023.
- Absolute change: 5 residents lost between 2020 and 2023.
- Size percentile: about 21% of Nebraska's Census places are smaller than Belgrade.
- Density: roughly 516 residents per square mile, spread over 0.2 sq mi of land.
- By land area: Belgrade ranks 433rd among Nebraska's 527 places, at 0.2 sq mi.
- Share of state population: Belgrade's 99 residents are about 0.0% of Nebraska.
- National rank: Belgrade is the 18,135th most populous of the 19,457 Census places covered here.
- Growth rank: Belgrade's 2020-to-2023 change ranks 506th of 527 places in Nebraska.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Belgrade's 4.8%.
- Density rank: Belgrade is the 371st most densely settled place in Nebraska.
- Density in context: Belgrade's 516 people per square mile sit against a Nebraska median of 830.
- Location: 41.4710, -98.0678 (Census Gazetteer coordinates).
- Nearest larger cities: Cedar Rapids (7 mi); Fullerton (9 mi); St. Edward (13 mi); Albion (15 mi); Wolbach (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Primrose (14 mi); Cushing (20 mi); Cornlea (30 mi).
- Within a 50-mile radius: 10 smaller Census places.
- At 100 miles: 255 larger Census places fall inside that radius.
Where Belgrade sits in Nebraska
Within Nebraska, Belgrade holds roughly 0.0% of all residents, the 415th-largest share among 527 places. On the 2020-to-2023 trend, Belgrade stands 506th among Nebraska's 527 places — roughly the 4th percentile. By density, at about 516 people per square mile, it ranks 371st in Nebraska. By land area, its 0.2 square miles rank 433rd of 527 places in Nebraska.
Borrowing reach in Belgrade
With about 516 residents per square mile, Belgrade is moderately settled, and 62 larger Census places sit within 50 miles. Lenders licensed in Nebraska reach Belgrade's 99 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Cedar Rapids, NE about 7 miles away.
A pre-application checklist for Belgrade
These steps shape the offer you get in Belgrade, a place of about 99 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Nebraska licence with the regulator listed on this page.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
The process is identical across Nebraska; what changes is your credit file, not the fact that Belgrade holds 99 people.
Which Nebraska laws govern a loan in Belgrade
Nebraska has no separate rate rule for Belgrade; the sourced rows below are what reach every lender that serves its 99 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
The geography behind Belgrade
The Census Gazetteer records about 0.2 square miles of land within Belgrade, with no significant water area listed. That land carries about 516 people per square mile. The state's population centre of gravity, Omaha, is roughly 105 miles away. Belgrade has 62 larger places within a 50-mile radius. Within the same 50 miles lie 10 smaller Census places.
Common questions
What are my options in Belgrade if my credit is poor?
What loan size can I expect in Belgrade?
Do I have to pledge anything to borrow in Belgrade?
Does comparing loans in Belgrade cost me credit score points?
Nearby places
- Cedar Rapids, NE — population 377
- Fullerton, NE — population 1,221
- Albion, NE — population 1,680
- Primrose, NE — population 57
- St. Edward, NE — population 711
- Palmer, NE — population 440
- Wolbach, NE — population 231
- Genoa, NE — population 868