Personal loans in Cedar Rapids, NE

If you are weighing a personal loan in Cedar Rapids, start from the payment you can carry; its 377 residents face the same statewide rules. To lend to Cedar Rapids's 377 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. Price two or three terms so you can see which payment is truly affordable in Cedar Rapids. The nearest larger city is Albion, NE about 12 miles away.

Cedar Rapids: the sourced local profile

Here is the sourced Census picture for Cedar Rapids, plus the Nebraska lending rules that apply to a loan taken out here.

• Population: about 377, ranked 224th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 1.8% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
• Size percentile: Cedar Rapids's 377 people outrank roughly 57% of the places in Nebraska.
• Land and density: 0.4 square miles of land carry roughly 1,050 residents per square mile.
• Land area rank: Cedar Rapids's 0.4 square miles rank 300th of 527 places in Nebraska.
• State population share: Cedar Rapids accounts for about 0.0% of everyone in Nebraska.
• National rank: Cedar Rapids is the 14,313th most populous of the 19,457 Census places covered here.
• Growth rank: Cedar Rapids ranks 367th among Nebraska's 527 places for the 2020-to-2023 change.
• State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Cedar Rapids's 1.8%.
• Density in Nebraska: Cedar Rapids ranks 188th by people per square mile.
• Density vs Nebraska: Cedar Rapids's 1,050 people per square mile compare with a state median of 830.
• Location: coordinates 41.5589, -98.1493 (US Census Bureau Gazetteer).
• Nearest larger cities: Albion (12 mi); Spalding (14 mi); St. Edward (15 mi); Fullerton (16 mi); Greeley Center (20 mi). Larger metros often have more branches, but online lenders reach Cedar Rapids on the same terms.
• Smaller places close by: Primrose (6 mi); Belgrade (7 mi); Wolbach (17 mi).
• Smaller neighbours: 36 places smaller than Cedar Rapids sit within 50 miles.
• At 100 miles: 128 larger Census places fall inside that radius.

Borrowing reach in Cedar Rapids

With about 1,050 residents per square mile, Cedar Rapids is moderately settled, and 30 larger Census places sit within 50 miles. Whether Cedar Rapids has a local branch or not, a Nebraska-licensed lender can serve its 377 people online on the same terms. The nearest larger city, Albion, NE about 12 miles away.

Which Nebraska laws govern a loan in Cedar Rapids

Below are the Nebraska rules that apply to a loan made in Cedar Rapids, each with the regulator that issued it.

Cedar Rapids on the map

The Census Gazetteer records about 0.4 square miles of land within Cedar Rapids, with no significant water area listed. The resulting density is about 1,050 people per square mile. The largest place in Nebraska, Omaha, lies about 111 miles away. Cedar Rapids has 30 larger places within a 50-mile radius. Within the same 50 miles lie 36 smaller Census places.

How Cedar Rapids compares across Nebraska

Within Nebraska, Cedar Rapids holds roughly 0.0% of all residents, the 224th-largest share among 527 places. Its 2020-to-2023 change ranks 367th of 527 Nebraska places, putting it near the 30th percentile for growth. At about 1,050 people per square mile, Cedar Rapids is the 188th most densely settled place in Nebraska. Between 2020 and 2023 the count changed by roughly 7 residents.

The anatomy of a Cedar Rapids personal loan

With roughly 377 residents, Cedar Rapids is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Cedar Rapids's 377 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Cedar Rapids loan but raises total interest, so the smallest payment is not the cheapest loan.