Personal loans in Lindsay, NE
With an estimated 286 residents, Lindsay is the 269th-largest of 527 places in Nebraska. Personal loans in Lindsay are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 286 population. Use the calculator on this page to price an amount and term before you commit in Lindsay. A lender that serves Lindsay operates under Nebraska lending statutes and a Nebraska supervisor. From the 2020 Census base to the 2023 estimate, the population rose by about 0.4%. For a bigger market, look to Newman Grove, NE about 5 miles away.
What the Census records for Lindsay
Here is the sourced Census picture for Lindsay, plus the Nebraska lending rules that apply to a loan taken out here.
- Population: the Census counts 286 residents in Lindsay (Vintage 2023 subcounty estimate), the 269th-largest figure among Nebraska's 527 places.
- Population trend: A rise of about 0.4% from 2020 to 2023.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: roughly 49% of Nebraska's places have fewer residents than Lindsay's 286.
- Population density: about 579 people per square mile (Census land area 0.5 sq mi).
- Land area: Lindsay covers 0.5 square miles, the 232nd-largest area among Nebraska's 527 places.
- Share of state population: Lindsay's 286 residents are about 0.0% of Nebraska.
- National rank: Lindsay is 15,279th of 19,457 places nationwide.
- Growth rank: Lindsay's 2020-to-2023 change ranks 167th of 527 places in Nebraska.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Lindsay's 0.4%.
- Density rank: Lindsay is the 356th most densely settled place in Nebraska.
- Density in context: Lindsay's 579 people per square mile sit against a Nebraska median of 830.
- Location: coordinates 41.6993, -97.6941 (US Census Bureau Gazetteer).
- Nearest larger cities: Newman Grove (5 mi); Humphrey (11 mi); St. Edward (12 mi); Madison (15 mi); Platte Center (15 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Cornlea (7 mi); Tarnov (11 mi); Creston (17 mi).
- Smaller neighbours: 30 places smaller than Lindsay sit within 50 miles.
- Larger places within 100 miles: 200.
How Nebraska law applies in Lindsay
These are Nebraska's sourced lending facts as they reach Lindsay's 286 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
How Lindsay compares across Nebraska
Among Nebraska's 527 places, Lindsay sits at 269th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Lindsay ranks 167th of 527 in Nebraska (about the 68th percentile). Its roughly 579 residents per square mile place it 356th among Nebraska's places. Within 50 miles sit 30 smaller Census places, alongside the 47 that are larger.
What is available to Lindsay borrowers
With about 579 residents per square mile, Lindsay is moderately settled, and 47 larger Census places sit within 50 miles. A Nebraska licence lets a lender serve Lindsay without a local office, so branch density does not change what its 286 residents are offered. For a larger market, the closest option is Newman Grove, NE about 5 miles away.
What a Lindsay borrower is actually offered
In Lindsay, a small community of about 286, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Lindsay can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Lindsay loan but raises total interest, so the smallest payment is not the cheapest loan.
Lindsay on the map
The Census Gazetteer records about 0.5 square miles of land within Lindsay, with no significant water area listed. The resulting density is about 579 people per square mile. For the state's biggest city, Omaha, the distance is roughly 90 miles. Lindsay has 47 larger places within a 50-mile radius. Within the same 50 miles lie 30 smaller Census places.
Common questions
What are my options in Lindsay if my credit is poor?
What loan size can I expect in Lindsay?
Do I have to pledge anything to borrow in Lindsay?
Does comparing loans in Lindsay cost me credit score points?
Nearby places
- Newman Grove, NE — population 642
- Cornlea, NE — population 34
- Humphrey, NE — population 854
- Tarnov, NE — population 50
- St. Edward, NE — population 711
- Monroe, NE — population 289
- Genoa, NE — population 868
- Platte Center, NE — population 330