Personal loans in Cornlea, NE
For practical purposes, Cornlea's population was stable from the 2020 base to the 2023 estimate. If you are weighing a personal loan in Cornlea, start from the payment you can carry; its 34 residents face the same statewide rules.
Cornlea is one of 527 Census places in Nebraska; its 34 residents put it at 500th. The next larger city is Humphrey, NE about 4 miles away. Every figure below is Nebraska's own, applied to Cornlea's 34 residents, with the publisher and retrieval date attached. If debt is already a strain, a nonprofit credit counsellor can help Cornlea residents before they take on more.
Borrowing in Cornlea: the local picture
Here is the sourced Census picture for Cornlea, plus the Nebraska lending rules that apply to a loan taken out here.
- Population: 34 residents; Cornlea is the 500th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: No meaningful shift since the 2020 count.
- Size percentile: Cornlea's 34 people outrank roughly 5% of the places in Nebraska.
- Population density: 370 people per square mile on 0.1 square miles of land.
- Land area rank: Cornlea's 0.1 square miles rank 514th of 527 places in Nebraska.
- State share: roughly 0.0% of Nebraska's residents live in Cornlea (34 people).
- National rank: Cornlea is the 19,182nd most populous of the 19,457 Census places covered here.
- Growth rank: Cornlea ranks 209th among Nebraska's 527 places for the 2020-to-2023 change.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Cornlea's 0.0%.
- Density rank: Cornlea places 421st among Nebraska's places by people per square mile.
- Against the state median: Cornlea runs about 370 residents per square mile, where the Nebraska median is 830.
- Location: mapped by the US Census Bureau at 41.6800, -97.5669.
- Nearest larger cities: Humphrey (4 mi); Tarnov (6 mi); Lindsay (7 mi); Platte Center (11 mi); Creston (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Sholes (47 mi); Winslow (55 mi); Cotesfield (60 mi).
- Within a 50-mile radius: 1 smaller Census places.
- Larger places within 100 miles: 348.
Nebraska rules behind a Cornlea personal loan
These are Nebraska's sourced lending facts as they reach Cornlea's 34 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Cornlea against the rest of Nebraska
Against Nebraska's other places, Cornlea accounts for about 0.0% of the state's population and ranks 500th of 527 by size. For population change between 2020 and 2023, Cornlea ranks 209th of 527 in Nebraska (about the 60th percentile). At about 370 people per square mile, Cornlea is the 421st most densely settled place in Nebraska. Within 50 miles sit 1 smaller Census places, alongside the 80 that are larger.
Lender access in Cornlea
Cornlea is lightly settled, with about 370 people per square mile and 80 larger places within 50 miles. A Nebraska licence lets a lender serve Cornlea without a local office, so branch density does not change what its 34 residents are offered. For a larger market, the closest option is Humphrey, NE about 4 miles away.
Steps to take before a Cornlea loan
Before you hand your details to a lender in Cornlea, where the population is near 34:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Nebraska regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Cornlea and the rest of Nebraska is not the process but the borrower's own file, among the 34 people here.
Cornlea: area, density and distance
The Census Gazetteer records about 0.1 square miles of land within Cornlea, with no significant water area listed. Spread across it are roughly 370 residents per square mile. Omaha, the largest place in Nebraska, is about 83 miles from Cornlea. Within 50 miles of Cornlea there are 80 larger Census places. Within the same 50 miles lie 1 smaller Census places.
Common questions
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Nearby places
- Humphrey, NE — population 854
- Tarnov, NE — population 50
- Lindsay, NE — population 286
- Platte Center, NE — population 330
- Madison, NE — population 2,189
- Creston, NE — population 175
- Monroe, NE — population 289
- Newman Grove, NE — population 642