Personal loans in Salladasburg, PA

From the 2020 Census base to the 2023 estimate, the population declined by about 1.6%. By population, Salladasburg sits at 899th in Pennsylvania, with an estimated 246 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Salladasburg, Pennsylvania — home to about 246 people — is a small community, so the terms you are offered follow Pennsylvania law rather than any local rule. Use the calculator on this page to price an amount and term before you commit in Salladasburg. A single loan can carry different costs on either side of a state line, and Salladasburg sits on the Pennsylvania side of that line. For a bigger market, look to Jersey Shore, PA about 6 miles away.

Salladasburg: the sourced local profile

The figures below are Salladasburg's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

Steps to take before a Salladasburg loan

A sensible order of operations for a loan in Salladasburg, home to about 246 people:

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Look the lender up in the Pennsylvania regulator's licence records before you sign.
  5. Look for an origination fee or prepayment penalty in the written disclosure.
  6. Test the payment against your current bills before you commit.
  7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Salladasburg holds 246 people.

Salladasburg: area, density and distance

Inside Salladasburg's boundaries lie roughly 0.8 square miles of land and 0.01 square miles of water. That land carries about 317 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 141 miles. Within 50 miles of Salladasburg there are 70 larger Census places. By land area it ranks 556th of 1,013 Pennsylvania places.

Which Pennsylvania laws govern a loan in Salladasburg

This table holds the Pennsylvania rate and licensing rules for consumer loans made to Salladasburg's 246 residents.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Salladasburg's place among Pennsylvania's 1,013 places

Salladasburg is the 899th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Salladasburg stands 568th among Pennsylvania's 1,013 places — roughly the 44th percentile. By density, at about 317 people per square mile, it ranks 915th in Pennsylvania. In land area, Salladasburg ranks 556th among Pennsylvania's 1,013 places.

How lenders reach Salladasburg

Salladasburg is lightly settled, with about 317 people per square mile and 70 larger places within 50 miles. Lenders licensed in Pennsylvania reach Salladasburg's 246 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Jersey Shore, PA about 6 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Salladasburg if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Salladasburg is the same as anywhere in Pennsylvania.
What loan size can I expect in Salladasburg?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Salladasburg?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Salladasburg cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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