Personal loans in Jersey Shore, PA

The trend for Jersey Shore between 2020 and 2023 is downward by roughly 1.8%. Use the calculator on this page to price an amount and term before you commit in Jersey Shore. Borrowers who want a bigger city can look to Lock Haven, PA about 11 miles away. Consumer lending that reaches Jersey Shore's 4,087 residents is governed by Pennsylvania statute; no city ordinance changes it.

Jersey Shore by the numbers

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

• Population: about 4,087, ranked 250th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 1.8% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 73 residents.
• Size percentile: about 75% of Pennsylvania's Census places are smaller than Jersey Shore.
• Population density: 3,529 people per square mile on 1.2 square miles of land.
• Land area rank: Jersey Shore's 1.2 square miles rank 382nd of 1,013 places in Pennsylvania.
• Water: Jersey Shore holds about 0.02 square miles, the 319th-largest water area in Pennsylvania.
• State share: roughly 0.1% of Pennsylvania's residents live in Jersey Shore (4,087 people).
• Nationally: Jersey Shore is the 5,400th-largest of 19,457 Census places in the dataset.
• Growth rank: Jersey Shore ranks 590th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Jersey Shore moved 1.8%.
• Density rank: Jersey Shore is the 244th most densely settled place in Pennsylvania.
• Density in context: Jersey Shore's 3,529 people per square mile sit against a Pennsylvania median of 1,990.
• Location: coordinates 41.2007, -77.2666 (US Census Bureau Gazetteer).
• Nearest larger cities: Lock Haven (11 mi); Williamsport (12 mi); South Williamsport (14 mi); Montoursville (18 mi); Lewisburg (26 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Avis (3 mi); Salladasburg (6 mi); Loganton (12 mi), each with its own Census population profile.
• Smaller places within 50 miles: 67 of them.
• Within 100 miles: 118 places are larger than Jersey Shore.

A practical checklist for Jersey Shore borrowers

Before you hand your details to a lender in Jersey Shore, where the population is near 4,087:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Pennsylvania regulator's licence records before you sign.
5. Test the payment against your current bills before you commit.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Jersey Shore as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 4,087 residents.

Where Jersey Shore sits in Pennsylvania

Set beside Pennsylvania's 1,013 places, Jersey Shore ranks 250th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 590th of 1,013 Pennsylvania places, putting it near the 42th percentile for growth. At about 3,529 people per square mile, Jersey Shore is the 244th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 73 residents.

Pennsylvania rules behind a Jersey Shore personal loan

For the roughly 4,087 residents of Jersey Shore, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

How a Jersey Shore personal loan is priced

With roughly 4,087 residents, Jersey Shore is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Jersey Shore can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Jersey Shore loan but raises total interest, so the smallest payment is not the cheapest loan.

Jersey Shore: area, density and distance

The Census Gazetteer records 1.2 square miles of land and 0.02 square miles of water within Jersey Shore. That land carries about 3,529 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 139 miles away. Within 50 miles of Jersey Shore there are 14 larger Census places. Within the same 50 miles lie 67 smaller Census places.