Personal loans in Loganton, PA

Loganton, Pennsylvania — home to about 463 people — is a small community, so the terms you are offered follow Pennsylvania law rather than any local rule.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Loganton is one of 1,013 Census places in Pennsylvania; its 463 residents put it at 780th. Population in Loganton dropped about 0.9% over the three years from 2020 to 2023. A single loan can carry different costs on either side of a state line, and Loganton sits on the Pennsylvania side of that line. Begin with the payment, then weigh APR and total interest across the lenders that reach Loganton's 463 residents. Borrowers who want a bigger city can look to Avis, PA about 10 miles away.

Where Loganton stands

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

The Pennsylvania lending rules that reach Loganton

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Loganton lender must follow.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Loganton on the map

The Census Gazetteer records about 1.1 square miles of land within Loganton, with no significant water area listed. With 463 residents, the land area yields roughly 440 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 134 miles away. Loganton has 73 larger places within a 50-mile radius. The 100-mile radius contains 416 larger places.

What shapes a Loganton personal loan

With roughly 463 residents, Loganton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Loganton lender to disclose the APR and finance charge before you sign. The term you choose in Loganton decides the split between a comfortable payment and the total interest you pay.

Loganton in state context

Against Pennsylvania's other places, Loganton accounts for about 0.0% of the state's population and ranks 780th of 1,013 by size. On the 2020-to-2023 trend, Loganton stands 415th among Pennsylvania's 1,013 places — roughly the 59th percentile. By density, at about 440 people per square mile, it ranks 883rd in Pennsylvania. The population moved by about 4 people between 2020 and 2023, a 0.9% shift.

A practical checklist for Loganton borrowers

Complete these steps first when you borrow in Loganton (463 residents):

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Look the lender up in the Pennsylvania regulator's licence records before you sign.
  5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
  6. Check the disclosure for fees that raise the true cost above the quoted rate.
  7. Make sure the new payment leaves room in a budget you already keep.

In Loganton as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 463 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Loganton if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Loganton is the same as anywhere in Pennsylvania.
What loan size can I expect in Loganton?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Loganton?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Loganton cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related