Personal loans in Duboistown, PA

The next larger city is Williamsport, PA about 1 miles away. From the 2020 Census base to the 2023 estimate, the population declined by about 1.8%. Lenders active in Duboistown report to a Pennsylvania supervisor, identified in the sourced rows below. For a community of about 1,175, the practical step is to compare APR across at least three lenders before committing.

The Duboistown data picture

Here is the sourced Census picture for Duboistown, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: an estimated 1,175 residents, 561st of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: About 1.8% below the 2020 Census base.
• Absolute change: 21 residents lost between 2020 and 2023.
• Size percentile: roughly 45% of Pennsylvania's places have fewer residents than Duboistown's 1,175.
• Population density: about 2,129 people per square mile (Census land area 0.6 sq mi).
• By land area: Duboistown ranks 690th among Pennsylvania's 1,013 places, at 0.6 sq mi.
• Water area: Duboistown has 0.13 square miles of water, ranking 106th of 1,013 places in Pennsylvania.
• Share of state population: Duboistown's 1,175 residents are about 0.0% of Pennsylvania.
• National standing: Duboistown ranks 9,633rd of 19,457 US places.
• Growth rank: Duboistown ranks 591st among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Against the state trend: Duboistown's 1.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Duboistown places 479th among Pennsylvania's places by people per square mile.
• Density vs Pennsylvania: Duboistown's 2,129 people per square mile compare with a state median of 1,990.
• Location: the Census Gazetteer records it at 41.2232, -77.0379.
• Nearest larger cities: Williamsport (1 mi); South Williamsport (2 mi); Montoursville (7 mi); Montgomery (9 mi); Jersey Shore (12 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Salladasburg (11 mi); McEwensville (15 mi); Turbotville (16 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 53 smaller Census places.
• Within 100 miles: 306 places are larger than Duboistown.

A practical checklist for Duboistown borrowers

Complete these steps first when you borrow in Duboistown (1,175 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Duboistown and the rest of Pennsylvania is not the process but the borrower's own file, among the 1,175 people here.

What is available to Duboistown borrowers

Duboistown is fairly dense, with about 2,129 people per square mile and 44 larger places within 50 miles. Distance to a branch rarely matters for Duboistown's 1,175 residents: the application is online and the price follows your credit file. The nearest larger city, Williamsport, PA about 1 miles away.

The state rulebook for Duboistown

Below are the Pennsylvania rules that apply to a loan made in Duboistown, each with the regulator that issued it.

How personal loans work in Duboistown

Most loans made to Duboistown's 1,175 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Duboistown lender to disclose the APR and finance charge before you sign. Shortening the term on a Duboistown loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Duboistown in state context

Within Pennsylvania, Duboistown holds roughly 0.0% of all residents, the 561st-largest share among 1,013 places. Its 2020-to-2023 change ranks 591st of 1,013 Pennsylvania places, putting it near the 42th percentile for growth. At about 2,129 people per square mile, Duboistown is the 479th most densely settled place in Pennsylvania. In land area, Duboistown ranks 690th among Pennsylvania's 1,013 places.