Personal loans in Roscoe, PA

Roscoe: population, trend and location

Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.

• Population: the Census counts 707 residents in Roscoe (Vintage 2023 subcounty estimate), the 682nd-largest figure among Pennsylvania's 1,013 places.
• Population trend: About 1.7% below the 2020 Census base.
• Absolute change: 12 residents lost between 2020 and 2023.
• Size percentile: about 33% of Pennsylvania's Census places are smaller than Roscoe.
• Population density: about 3,885 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Roscoe covers 0.2 square miles, the 940th-largest area among Pennsylvania's 1,013 places.
• Water: Roscoe holds about 0.06 square miles, the 191st-largest water area in Pennsylvania.
• Share of Pennsylvania: Roscoe holds about 0.0% of the state's population, some 707 people.
• National rank: Roscoe is 11,764th of 19,457 places nationwide.
• Growth rank: Roscoe ranks 579th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Roscoe moved 1.7%.
• Density rank: Roscoe is the 202nd most densely settled place in Pennsylvania.
• Against the state median: Roscoe runs about 3,885 residents per square mile, where the Pennsylvania median is 1,990.
• Location: mapped by the US Census Bureau at 40.0782, -79.8640.
• Nearest larger cities: California (3 mi); Belle Vernon (3 mi); Speers (3 mi); West Brownsville (4 mi); North Belle Vernon (4 mi). Larger metros often have more branches, but online lenders reach Roscoe on the same terms.
• Smaller communities within reach: Allenport (1 mi); Stockdale (1 mi); Elco (1 mi).
• Within a 50-mile radius: 92 smaller Census places.
• Larger places within 100 miles: 392.

Borrowing reach in Roscoe

With about 3,885 residents per square mile, Roscoe is fairly dense, and 200 larger Census places sit within 50 miles. Whether Roscoe has a local branch or not, a Pennsylvania-licensed lender can serve its 707 people online on the same terms. For a larger market, the closest option is California, PA about 3 miles away.

The geography behind Roscoe

Inside Roscoe's boundaries lie roughly 0.2 square miles of land and 0.06 square miles of water. The resulting density is about 3,885 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 250 miles away. Roscoe has 200 larger places within a 50-mile radius. By land area it ranks 940th of 1,013 Pennsylvania places.

Pennsylvania rules behind a Roscoe personal loan

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Roscoe is bound by the same rules.

Inside a Roscoe personal loan

With roughly 707 residents, Roscoe is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Roscoe lender to disclose the APR and finance charge before you sign. Shortening the term on a Roscoe loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

A pre-application checklist for Roscoe

For Roscoe's roughly 707 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Roscoe and the rest of Pennsylvania is not the process but the borrower's own file, among the 707 people here.