Personal loans in Dunlevy, PA

Personal loans in Dunlevy are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 364 population. About 364 people live in Dunlevy, placing it 833rd of 1,013 Census places in Pennsylvania. Borrowers who want a bigger city can look to Belle Vernon, PA about 1 miles away. Dunlevy lost roughly 1.4% of its population across the 2020-to-2023 comparison. A lender that serves Dunlevy operates under Pennsylvania lending statutes and a Pennsylvania supervisor. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Dunlevy.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Local context for Dunlevy

Set out below is Dunlevy's local context next to the state-level rules that reach every lender here.

Where Dunlevy sits in Pennsylvania

Among Pennsylvania's 1,013 places, Dunlevy sits at 833rd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 516th of 1,013 Pennsylvania places, putting it near the 49th percentile for growth. Its roughly 684 residents per square mile place it 809th among Pennsylvania's places. The population moved by about 5 people between 2020 and 2023, a 1.4% shift.

Where Dunlevy sits

The Census Gazetteer records 0.5 square miles of land and 0.06 square miles of water within Dunlevy. The resulting density is about 684 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 250 miles away. Dunlevy has 257 larger places within a 50-mile radius. By land area it ranks 707th of 1,013 Pennsylvania places.

What shapes a Dunlevy personal loan

Dunlevy is a small community of about 364 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Dunlevy can be quoted different APRs on the same amount and term. Shortening the term on a Dunlevy loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Dunlevy

At roughly 684 people per square mile, Dunlevy is moderately settled; 257 larger places lie within 50 miles. A Pennsylvania licence lets a lender serve Dunlevy without a local office, so branch density does not change what its 364 residents are offered. The nearest bigger place is Belle Vernon, PA about 1 miles away.

How Pennsylvania law applies in Dunlevy

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Dunlevy's roughly 364 residents.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dunlevy if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dunlevy is the same as anywhere in Pennsylvania.
What loan size can I expect in Dunlevy?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dunlevy?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dunlevy cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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