Personal loans in Dunlevy, PA
Personal loans in Dunlevy are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 364 population. About 364 people live in Dunlevy, placing it 833rd of 1,013 Census places in Pennsylvania. Borrowers who want a bigger city can look to Belle Vernon, PA about 1 miles away. Dunlevy lost roughly 1.4% of its population across the 2020-to-2023 comparison. A lender that serves Dunlevy operates under Pennsylvania lending statutes and a Pennsylvania supervisor. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Dunlevy.
Local context for Dunlevy
Set out below is Dunlevy's local context next to the state-level rules that reach every lender here.
- Population: an estimated 364 residents, 833rd of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 1.4% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
- Size percentile: roughly 18% of Pennsylvania's places have fewer residents than Dunlevy's 364.
- Density: roughly 684 residents per square mile, spread over 0.5 sq mi of land.
- Land area rank: Dunlevy's 0.5 square miles rank 707th of 1,013 places in Pennsylvania.
- Water: Dunlevy holds about 0.06 square miles, the 195th-largest water area in Pennsylvania.
- Within Pennsylvania: about 0.0% of the state's population lives in Dunlevy.
- National standing: Dunlevy ranks 14,464th of 19,457 US places.
- Growth in Pennsylvania: Dunlevy stands 516th by percentage change from 2020 to 2023, among 1,013 places.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Dunlevy's 1.4%.
- Density rank: Dunlevy places 809th among Pennsylvania's places by people per square mile.
- Density vs Pennsylvania: Dunlevy's 684 people per square mile compare with a state median of 1,990.
- Location: the Census Gazetteer records it at 40.1096, -79.8588.
- Nearest larger cities: Belle Vernon (1 mi); Fayette City (1 mi); Long Branch (1 mi); Allenport (1 mi); Speers (1 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Twilight (2 mi); Elco (2 mi); Coal Center (4 mi).
- Smaller places within 50 miles: 52 of them.
- At 100 miles: 525 larger Census places fall inside that radius.
Where Dunlevy sits in Pennsylvania
Among Pennsylvania's 1,013 places, Dunlevy sits at 833rd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 516th of 1,013 Pennsylvania places, putting it near the 49th percentile for growth. Its roughly 684 residents per square mile place it 809th among Pennsylvania's places. The population moved by about 5 people between 2020 and 2023, a 1.4% shift.
Where Dunlevy sits
The Census Gazetteer records 0.5 square miles of land and 0.06 square miles of water within Dunlevy. The resulting density is about 684 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 250 miles away. Dunlevy has 257 larger places within a 50-mile radius. By land area it ranks 707th of 1,013 Pennsylvania places.
What shapes a Dunlevy personal loan
Dunlevy is a small community of about 364 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Dunlevy can be quoted different APRs on the same amount and term. Shortening the term on a Dunlevy loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How lenders reach Dunlevy
At roughly 684 people per square mile, Dunlevy is moderately settled; 257 larger places lie within 50 miles. A Pennsylvania licence lets a lender serve Dunlevy without a local office, so branch density does not change what its 364 residents are offered. The nearest bigger place is Belle Vernon, PA about 1 miles away.
How Pennsylvania law applies in Dunlevy
The rows below set out what a licensed lender must follow in Pennsylvania, and so for Dunlevy's roughly 364 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
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Nearby places
- Belle Vernon, PA — population 991
- Allenport, PA — population 478
- Fayette City, PA — population 485
- North Belle Vernon, PA — population 1,832
- Long Branch, PA — population 414
- Speers, PA — population 1,070
- Stockdale, PA — population 418
- Roscoe, PA — population 707