Personal loans in Allenport, PA
Allenport shed about 1.4% of its population between the 2020 base and the 2023 estimate. Allenport ranks 773rd of 1,013 places in Pennsylvania, with a population near 478. Allenport, Pennsylvania — home to about 478 people — is a small community, so the terms you are offered follow Pennsylvania law rather than any local rule. Decide the purpose of the loan and your repayment plan before sharing any details with a Allenport lender. A single loan can carry different costs on either side of a state line, and Allenport sits on the Pennsylvania side of that line. The nearest larger city is Roscoe, PA about 1 miles away.
The Allenport data picture
Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.
- Population: the Census counts 478 residents in Allenport (Vintage 2023 subcounty estimate), the 773rd-largest figure among Pennsylvania's 1,013 places.
- Population trend: About 1.4% below the 2020 Census base.
- Absolute change: 7 residents lost between 2020 and 2023.
- Size percentile: bigger than about 24% of the places in Pennsylvania, with 478 residents in Allenport.
- Population density: about 225 people per square mile (Census land area 2.1 sq mi).
- Land area: Allenport covers 2.1 square miles, the 194th-largest area among Pennsylvania's 1,013 places.
- Water area: Allenport has 0.09 square miles of water, ranking 134th of 1,013 places in Pennsylvania.
- State share: roughly 0.0% of Pennsylvania's residents live in Allenport (478 people).
- National rank: Allenport is the 13,340th most populous of the 19,457 Census places covered here.
- Growth rank: Allenport's 2020-to-2023 change ranks 537th of 1,013 places in Pennsylvania.
- Versus Pennsylvania: the state average change is -0.9%, while Allenport moved 1.4%.
- Density in Pennsylvania: Allenport ranks 946th by people per square mile.
- Density vs Pennsylvania: Allenport's 225 people per square mile compare with a state median of 1,990.
- Location: 40.0888 / -79.8594, per the US Census Bureau Gazetteer.
- Nearest larger cities: Roscoe (1 mi); Fayette City (1 mi); Newell (2 mi); Belle Vernon (2 mi); Speers (3 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Stockdale (1 mi); Elco (1 mi); Long Branch (1 mi).
- Within a 50-mile radius: 70 smaller Census places.
- Within 100 miles: 463 places are larger than Allenport.
What Pennsylvania law requires in Allenport
For the roughly 478 residents of Allenport, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Where Allenport sits in Pennsylvania
Allenport is the 773rd-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. For population change between 2020 and 2023, Allenport ranks 537th of 1,013 in Pennsylvania (about the 47th percentile). By density, at about 225 people per square mile, it ranks 946th in Pennsylvania. By land area, its 2.1 square miles rank 194th of 1,013 places in Pennsylvania.
The anatomy of a Allenport personal loan
A Allenport personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 478 residents. The APR tracks your credit score rather than Allenport's rank of 773rd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Allenport loan but raises total interest, so the smallest payment is not the cheapest loan.
Borrowing reach in Allenport
Allenport is a lightly settled community of about 478 people, with 227 larger places inside a 50-mile radius. Distance to a branch rarely matters for Allenport's 478 residents: the application is online and the price follows your credit file. The nearest larger city, Roscoe, PA about 1 miles away.
Allenport on the map
The Census Gazetteer records 2.1 square miles of land and 0.09 square miles of water within Allenport. Spread across it are roughly 225 residents per square mile. The state's population centre of gravity, Philadelphia, is roughly 250 miles away. Within 50 miles of Allenport there are 227 larger Census places. By land area it ranks 194th of 1,013 Pennsylvania places.
Common questions
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Nearby places
- Stockdale, PA — population 418
- Roscoe, PA — population 707
- Dunlevy, PA — population 364
- Long Branch, PA — population 414
- Elco, PA — population 260
- Fayette City, PA — population 485
- Belle Vernon, PA — population 991
- Newell, PA — population 493