Personal loans in Allenport, PA

Allenport shed about 1.4% of its population between the 2020 base and the 2023 estimate. Allenport ranks 773rd of 1,013 places in Pennsylvania, with a population near 478. Allenport, Pennsylvania — home to about 478 people — is a small community, so the terms you are offered follow Pennsylvania law rather than any local rule. Decide the purpose of the loan and your repayment plan before sharing any details with a Allenport lender. A single loan can carry different costs on either side of a state line, and Allenport sits on the Pennsylvania side of that line. The nearest larger city is Roscoe, PA about 1 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Allenport data picture

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

What Pennsylvania law requires in Allenport

For the roughly 478 residents of Allenport, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16

Where Allenport sits in Pennsylvania

Allenport is the 773rd-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. For population change between 2020 and 2023, Allenport ranks 537th of 1,013 in Pennsylvania (about the 47th percentile). By density, at about 225 people per square mile, it ranks 946th in Pennsylvania. By land area, its 2.1 square miles rank 194th of 1,013 places in Pennsylvania.

The anatomy of a Allenport personal loan

A Allenport personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 478 residents. The APR tracks your credit score rather than Allenport's rank of 773rd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Allenport loan but raises total interest, so the smallest payment is not the cheapest loan.

Borrowing reach in Allenport

Allenport is a lightly settled community of about 478 people, with 227 larger places inside a 50-mile radius. Distance to a branch rarely matters for Allenport's 478 residents: the application is online and the price follows your credit file. The nearest larger city, Roscoe, PA about 1 miles away.

Allenport on the map

The Census Gazetteer records 2.1 square miles of land and 0.09 square miles of water within Allenport. Spread across it are roughly 225 residents per square mile. The state's population centre of gravity, Philadelphia, is roughly 250 miles away. Within 50 miles of Allenport there are 227 larger Census places. By land area it ranks 194th of 1,013 Pennsylvania places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Allenport if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Allenport is the same as anywhere in Pennsylvania.
What loan size can I expect in Allenport?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Allenport?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Allenport cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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