Personal loans in Fayette City, PA

Local context for Fayette City

Fayette City is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 485 residents; Fayette City is the 768th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Down about 3.6% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 18 residents.
• Size percentile: about 24% of Pennsylvania communities are smaller than Fayette City (485 residents).
• Density: the Census land area of 0.2 sq mi holds about 2,185 people per square mile.
• Land area rank: Fayette City's 0.2 square miles rank 919th of 1,013 places in Pennsylvania.
• Water area rank: Fayette City ranks 198th among Pennsylvania's 1,013 places, with 0.06 sq mi.
• Share of state population: Fayette City's 485 residents are about 0.0% of Pennsylvania.
• National rank: Fayette City is the 13,292nd most populous of the 19,457 Census places covered here.
• Growth in Pennsylvania: Fayette City stands 925th by percentage change from 2020 to 2023, among 1,013 places.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Fayette City's 3.6%.
• Density in Pennsylvania: Fayette City ranks 462nd by people per square mile.
• Against the state median: Fayette City runs about 2,185 residents per square mile, where the Pennsylvania median is 1,990.
• Location: coordinates 40.1007, -79.8383 (US Census Bureau Gazetteer).
• Nearest larger cities: Belle Vernon (2 mi); Roscoe (2 mi); North Belle Vernon (3 mi); Speers (3 mi); Newell (3 mi). Living near a larger metro rarely changes what is available in Fayette City.
• Smaller communities close by: Dunlevy (1 mi); Allenport (1 mi); Stockdale (1 mi), each with its own Census population profile.
• Smaller neighbours: 73 places smaller than Fayette City sit within 50 miles.
• Within 100 miles: 459 places are larger than Fayette City.

Land, water and location for Fayette City

Inside Fayette City's boundaries lie roughly 0.2 square miles of land and 0.06 square miles of water. With 485 residents, the land area yields roughly 2,185 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 249 miles. Fayette City has 230 larger places within a 50-mile radius. Within the same 50 miles lie 73 smaller Census places.

How Pennsylvania law applies in Fayette City

For the roughly 485 residents of Fayette City, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

What shapes a Fayette City personal loan

A Fayette City personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 485 residents. A lender serving Fayette City's 485 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Fayette City loan but raises total interest, so the smallest payment is not the cheapest loan.

Lender access in Fayette City

Fayette City is fairly dense, with about 2,185 people per square mile and 230 larger places within 50 miles. Lenders licensed in Pennsylvania reach Fayette City's 485 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Belle Vernon, PA about 2 miles away.

Where Fayette City sits in Pennsylvania

Fayette City is the 768th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. For population change between 2020 and 2023, Fayette City ranks 925th of 1,013 in Pennsylvania (about the 9th percentile). By density, at about 2,185 people per square mile, it ranks 462nd in Pennsylvania. Within 50 miles sit 73 smaller Census places, alongside the 230 that are larger.