Personal loans in Richmond, LA

The Richmond data picture

Only a few things actually differ by place — population, area, location, and the Louisiana rules a lender must follow — and they are below.

• Population: 482 — Richmond ranks 214th of 302 communities in Louisiana (US Census Bureau, Vintage 2023).
• Population trend: Roughly 6.4% fewer residents than the 2020 Census counted.
• People gained or lost: about 33 fewer since the 2020 base.
• Size percentile: about 29% of Louisiana's Census places are smaller than Richmond.
• Population density: about 291 people per square mile (Census land area 1.7 sq mi).
• Land area rank: Richmond's 1.7 square miles rank 206th of 302 places in Louisiana.
• State population share: Richmond accounts for about 0.0% of everyone in Louisiana.
• National standing: Richmond ranks 13,320th of 19,457 US places.
• Growth rank: Richmond's 2020-to-2023 change ranks 282nd of 302 places in Louisiana.
• Against the state trend: Richmond's 6.4% change compares with a Louisiana average of -2.1% across its 302 places.
• Density rank: Richmond places 215th among Louisiana's places by people per square mile.
• Density in context: Richmond's 291 people per square mile sit against a Louisiana median of 534.
• Location: it lies at 32.3884, -91.1804 in the Census Gazetteer.
• Nearest larger cities: Tallulah (1 mi); Vicksburg (18 mi); Delhi (19 mi); Newellton (22 mi); Lake Providence (29 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Mound (10 mi); Delta (14 mi); Epps (23 mi).
• Within a 50-mile radius: 18 smaller Census places.
• At 100 miles: 114 larger Census places fall inside that radius.

Richmond: area, density and distance

The Census Gazetteer records about 1.7 square miles of land within Richmond, with no significant water area listed. That land carries about 291 people per square mile. The state's population centre of gravity, New Orleans, is roughly 177 miles away. A 50-mile radius around Richmond takes in 20 places that are larger. Within the same 50 miles lie 18 smaller Census places.

What a Richmond borrower is actually offered

With roughly 482 residents, Richmond is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Richmond can be quoted different APRs on the same amount and term. Shortening the term on a Richmond loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Richmond

At roughly 291 people per square mile, Richmond is lightly settled; 20 larger places lie within 50 miles. Distance to a branch rarely matters for Richmond's 482 residents: the application is online and the price follows your credit file. The nearest bigger place is Tallulah, LA about 1 miles away.

How Richmond compares across Louisiana

Richmond is the 214th-largest of 302 Census places in Louisiana and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 282nd of 302 Louisiana places, putting it near the 7th percentile for growth. By density, at about 291 people per square mile, it ranks 215th in Louisiana. Between 2020 and 2023 the count changed by roughly 33 residents.

What Louisiana law requires in Richmond

These are Louisiana's sourced lending facts as they reach Richmond's 482 residents; the state has no city-level rate rule.