Personal loans in Delta, LA

The Delta data picture

The figures below are Delta's own — Census population, land area and coordinates — followed by the Louisiana rules.

• Population: about 214, ranked 265th of 302 places in Louisiana (Census Vintage 2023 subcounty estimate).
• Population trend: About 7.4% below the 2020 Census base.
• Absolute change: 17 residents lost between 2020 and 2023.
• Size percentile: with 214 residents, Delta is larger than about 12% of Louisiana's Census places.
• Density: the Census land area of 4.4 sq mi holds about 48 people per square mile.
• By land area: Delta ranks 85th among Louisiana's 302 places, at 4.4 sq mi.
• Water area: Delta has 0.17 square miles of water, ranking 35th of 302 places in Louisiana.
• State share: roughly 0.0% of Louisiana's residents live in Delta (214 people).
• National rank: Delta is the 16,257th most populous of the 19,457 Census places covered here.
• Growth in Louisiana: Delta stands 293rd by percentage change from 2020 to 2023, among 302 places.
• Against the state trend: Delta's 7.4% change compares with a Louisiana average of -2.1% across its 302 places.
• Density rank: Delta is the 292nd most densely settled place in Louisiana.
• Density vs Louisiana: Delta's 48 people per square mile compare with a state median of 534.
• Location: 32.3222, -90.9585 (US Census Bureau Gazetteer).
• Nearest larger cities: Vicksburg (4 mi); Richmond (14 mi); Tallulah (15 mi); Edwards (21 mi); Newellton (24 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Mound (4 mi); Learned (25 mi); Satartia (34 mi).
• Within a 50-mile radius: 5 smaller Census places.
• At 100 miles: 154 larger Census places fall inside that radius.

What shapes a Delta personal loan

A Delta personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 214 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Delta. A longer term lowers the monthly payment on a Delta loan but raises total interest, so the smallest payment is not the cheapest loan.

Which Louisiana laws govern a loan in Delta

This table holds the Louisiana rate and licensing rules for consumer loans made to Delta's 214 residents.

Delta against the rest of Louisiana

Set beside Louisiana's 302 places, Delta ranks 265th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Delta ranks 293rd of 302 in Louisiana (about the 3th percentile). By density, at about 48 people per square mile, it ranks 292nd in Louisiana. The population moved by about 17 people between 2020 and 2023, a 7.4% shift.

The geography behind Delta

Inside Delta's boundaries lie roughly 4.4 square miles of land and 0.17 square miles of water. Spread across it are roughly 48 residents per square mile. The state's population centre of gravity, New Orleans, is roughly 168 miles away. Within 50 miles of Delta there are 38 larger Census places. The 100-mile radius contains 154 larger places.

What is available to Delta borrowers

Delta is sparsely settled, with about 48 people per square mile and 38 larger places within 50 miles. A Louisiana licence lets a lender serve Delta without a local office, so branch density does not change what its 214 residents are offered. For a larger market, the closest option is Vicksburg, MS about 4 miles away.