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Personal loans in Mound, LA

With an estimated 12 residents, Mound is the 302nd-largest of 302 places in Louisiana. With roughly 12 residents, Mound is a small community, and the lending rules its borrowers live under are written in Louisiana, not by the city. A 2020-to-2023 comparison shows Mound down by about 7.7%. Rate-shopping from Mound costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Lenders active in Mound report to a Louisiana supervisor, identified in the sourced rows below. For a bigger market, look to Delta, LA about 4 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Mound: the sourced local profile

Set out below is Mound's local context next to the state-level rules that reach every lender here.

Mound's place among Louisiana's 302 places

Within Louisiana, Mound holds roughly 0.0% of all residents, the 302nd-largest share among 302 places. For population change between 2020 and 2023, Mound ranks 294th of 302 in Louisiana (about the 3th percentile). At about 23 people per square mile, Mound is the 297th most densely settled place in Louisiana. Between 2020 and 2023 the count changed by roughly 1 residents.

Mound on the map

Mound covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 23 residents per square mile. The state's population centre of gravity, New Orleans, is roughly 170 miles away. Counting outward 50 miles, 42 larger communities surround Mound. By land area it ranks 293rd of 302 Louisiana places.

The Louisiana lending rules that reach Mound

The rows below set out what a licensed lender must follow in Louisiana, and so for Mound's roughly 12 residents.

RuleDetailSource
State lending regulatorLouisiana Office of Financial Institutions (OFI), Non-Depository Division
Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana."		Louisiana Office of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1))
Source says: "The amount of the conventional interest cannot exceed twelve percent per annum."		Louisiana State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses
Source says: "Persons who make loans of $350 or less for a term of 60 days or less."		Louisiana Office of Financial Institutions
as of 2026-09-16

Lender access in Mound

At roughly 23 people per square mile, Mound is sparsely settled; 42 larger places lie within 50 miles. What is available to Mound's 12 borrowers is set by Louisiana licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Delta, LA about 4 miles away.

The anatomy of a Mound personal loan

With roughly 12 residents, Mound is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Mound's rank of 302nd in Louisiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Mound loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Mound if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Mound is the same as anywhere in Louisiana.
What loan size can I expect in Mound?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Mound?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Mound cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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