Personal loans in Edwards, MS

By population, Edwards sits at 150th in Mississippi, with an estimated 937 residents. Verify the lender's Mississippi licence against the regulator named below before borrowing in Edwards. To lend to Edwards's 937 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it. The nearest larger metro is Raymond, MS about 13 miles away.

Edwards by the numbers

The figures below are Edwards's own — Census population, land area and coordinates — followed by the Mississippi rules.

• Population: a Census-estimated 937, 150th among Mississippi's 299 places (Vintage 2023).
• Population trend: Roughly 5.6% fewer residents than the 2020 Census counted.
• Absolute change: 56 residents lost between 2020 and 2023.
• Size percentile: about 50% of Mississippi communities are smaller than Edwards (937 residents).
• Population density: 564 people per square mile on 1.7 square miles of land.
• Land area: Edwards covers 1.7 square miles, the 189th-largest area among Mississippi's 299 places.
• State population share: Edwards accounts for about 0.1% of everyone in Mississippi.
• National rank: Edwards sits 10,512th by population among the 19,457 places in this dataset.
• Growth rank: Edwards ranks 237th among Mississippi's 299 places for the 2020-to-2023 change.
• Against the state trend: Edwards's 5.6% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Edwards is the 103rd most densely settled place in Mississippi.
• Against the state median: Edwards runs about 564 residents per square mile, where the Mississippi median is 434.
• Location: the Census Gazetteer records it at 32.3326, -90.6056.
• Nearest larger cities: Raymond (13 mi); Clinton (15 mi); Vicksburg (16 mi); Byram (21 mi); Flora (22 mi). Larger metros often have more branches, but online lenders reach Edwards on the same terms.
• Smaller communities within reach: Bolton (9 mi); Learned (10 mi); Utica (16 mi).
• Smaller neighbours: 19 places smaller than Edwards sit within 50 miles.
• Larger places within 100 miles: 88.

Mississippi rules behind a Edwards personal loan

Mississippi has no separate rate rule for Edwards; the sourced rows below are what reach every lender that serves its 937 people.

A practical checklist for Edwards borrowers

Before you hand your details to a lender in Edwards, where the population is near 937:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Mississippi licence by checking the regulator named above.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Test the payment against your current bills before you commit.

In Edwards as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 937 residents.

Where Edwards sits

Edwards's land area is roughly 1.7 square miles, and the Gazetteer records no significant water area within it. With 937 residents, the land area yields roughly 564 people per square mile. The largest place in Mississippi, Jackson, lies about 23 miles away. Within 50 miles of Edwards there are 25 larger Census places. By land area it ranks 189th of 299 Mississippi places.

Getting a loan in Edwards

Edwards is moderately settled, with about 564 people per square mile and 25 larger places within 50 miles. Lenders licensed in Mississippi reach Edwards's 937 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Raymond, MS about 13 miles away.

Inside a Edwards personal loan

Edwards is a small community of about 937 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Edwards loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Edwards loan is knowable in advance — unlike a revolving card balance.