Personal loans in Satartia, MS

The 2020 count to the 2023 estimate shows about 5.0% decline in Satartia. With an estimated 38 residents, Satartia is the 299th-largest of 299 places in Mississippi.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A personal loan in Satartia is priced from your credit file and income, not from the fact that the city holds 38 people. Decide the purpose of the loan and your repayment plan before sharing any details with a Satartia lender. Rate ceilings, licensing requirements and product limits for Satartia are all set at the Mississippi level. The closest larger city is Bentonia, MS about 10 miles away.

Borrowing in Satartia: the local picture

Here is the sourced Census picture for Satartia, plus the Mississippi lending rules that apply to a loan taken out here.

Mississippi consumer-lending rules applied in Satartia

Below are the Mississippi rules that apply to a loan made in Satartia, each with the regulator that issued it.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification.
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

A practical checklist for Satartia borrowers

Complete these steps first when you borrow in Satartia (38 residents):

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Test your amount and term in the personal loan calculator first.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Look the lender up in the Mississippi regulator's licence records before you sign.
  5. Borrow only what the purpose requires, not the maximum you are offered.
  6. Decide the purpose and how you will repay it before approaching any lender.
  7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Satartia as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 38 residents.

Getting a loan in Satartia

Satartia is lightly settled, with about 264 people per square mile and 46 larger places within 50 miles. Distance to a branch rarely matters for Satartia's 38 residents: the application is online and the price follows your credit file. The nearest bigger place is Bentonia, MS about 10 miles away.

Inside a Satartia personal loan

With roughly 38 residents, Satartia is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Satartia loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Satartia decides the split between a comfortable payment and the total interest you pay.

Where Satartia sits in Mississippi

Against Mississippi's other places, Satartia accounts for about 0.0% of the state's population and ranks 299th of 299 by size. On the 2020-to-2023 trend, Satartia stands 230th among Mississippi's 299 places — roughly the 23th percentile. At about 264 people per square mile, Satartia is the 230th most densely settled place in Mississippi. By land area, its 0.1 square miles rank 298th of 299 places in Mississippi.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Satartia if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Satartia is the same as anywhere in Mississippi.
What loan size can I expect in Satartia?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Satartia?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Satartia cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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