Personal loans in Bentonia, MS

State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Bentonia's 304 residents. With 304 residents, Bentonia outranks about 19% of the communities in Mississippi. Work out your debt-to-income ratio first; lenders weigh it heavily, and Bentonia's 304 residents are no exception. The trend for Bentonia between 2020 and 2023 is downward by roughly 4.7%. Borrowers who want a bigger city can look to Flora, MS about 8 miles away.

Bentonia by the numbers

Set out below is Bentonia's local context next to the state-level rules that reach every lender here.

• Population: 304 — Bentonia ranks 241st of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 4.7% between 2020 and 2023.
• Absolute change: 15 residents lost between 2020 and 2023.
• Size percentile: bigger than about 19% of the places in Mississippi, with 304 residents in Bentonia.
• Land and density: 1.4 square miles of land carry roughly 213 residents per square mile.
• By land area: Bentonia ranks 203rd among Mississippi's 299 places, at 1.4 sq mi.
• Share of state population: Bentonia's 304 residents are about 0.0% of Mississippi.
• National rank: Bentonia is the 15,072nd most populous of the 19,457 Census places covered here.
• Growth rank: Bentonia's 2020-to-2023 change ranks 221st of 299 places in Mississippi.
• Versus Mississippi: the state average change is -2.3%, while Bentonia moved 4.7%.
• Density rank: Bentonia is the 240th most densely settled place in Mississippi.
• Density vs Mississippi: Bentonia's 213 people per square mile compare with a state median of 434.
• Location: coordinates 32.6436, -90.3692 (US Census Bureau Gazetteer).
• Nearest larger cities: Flora (8 mi); Yazoo City (15 mi); Gluckstadt (17 mi); Madison (18 mi); Ridgeland (19 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Satartia (10 mi); Eden (24 mi); Louise (27 mi).
• Smaller places within 50 miles: 12 of them.
• Larger places within 100 miles: 150.

Borrowing reach in Bentonia

With about 213 residents per square mile, Bentonia is lightly settled, and 36 larger Census places sit within 50 miles. Distance to a branch rarely matters for Bentonia's 304 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Flora, MS about 8 miles away.

Inside a Bentonia personal loan

In Bentonia, a small community of about 304, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Bentonia's rank of 241st in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Bentonia decides the split between a comfortable payment and the total interest you pay.

Bentonia: area, density and distance

Bentonia covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 213 people per square mile. For the state's biggest city, Jackson, the distance is roughly 24 miles. Bentonia has 36 larger places within a 50-mile radius. Within the same 50 miles lie 12 smaller Census places.

How Bentonia compares across Mississippi

Within Mississippi, Bentonia holds roughly 0.0% of all residents, the 241st-largest share among 299 places. Its 2020-to-2023 change ranks 221st of 299 Mississippi places, putting it near the 26th percentile for growth. By density, at about 213 people per square mile, it ranks 240th in Mississippi. In land area, Bentonia ranks 203rd among Mississippi's 299 places.

Mississippi consumer-lending rules applied in Bentonia

Below are the Mississippi rules that apply to a loan made in Bentonia, each with the regulator that issued it.