Personal loans in Byram, MS

A 2020-to-2023 comparison shows Byram down by about 3.4%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Byram's 12,651 residents are no exception. The nearest larger metro is Jackson, MS about 10 miles away. Which products a lender may offer to Byram's 12,651 residents follows from the Mississippi consumer-lending framework.

What the Census records for Byram

Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.

• Population: 12,651 residents; Byram is the 31st-largest of 299 places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 3.4% since the 2020 count.
• Absolute change: 439 residents lost between 2020 and 2023.
• Size percentile: Byram sits ahead of around 90% of Mississippi places, at 12,651 people.
• Population density: about 620 people per square mile (Census land area 20.4 sq mi).
• By land area: Byram ranks 29th among Mississippi's 299 places, at 20.4 sq mi.
• Water: Byram holds about 0.27 square miles, the 34th-largest water area in Mississippi.
• Share of Mississippi: Byram holds about 0.9% of the state's population, some 12,651 people.
• National standing: Byram ranks 2,664th of 19,457 US places.
• Growth rank: Byram's 2020-to-2023 change ranks 184th of 299 places in Mississippi.
• Versus Mississippi: the state average change is -2.3%, while Byram moved 3.4%.
• Density rank: Byram is the 92nd most densely settled place in Mississippi.
• Density vs Mississippi: Byram's 620 people per square mile compare with a state median of 434.
• Location: the Census Gazetteer records it at 32.1921, -90.2870.
• Nearest larger cities: Jackson (10 mi); Clinton (12 mi); Pearl (13 mi); Ridgeland (18 mi); Brandon (18 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Terry (6 mi); Richland (8 mi); Raymond (9 mi).
• Smaller neighbours: 41 places smaller than Byram sit within 50 miles.
• Within 100 miles: 13 places are larger than Byram.

Where Byram sits in Mississippi

Against Mississippi's other places, Byram accounts for about 0.9% of the state's population and ranks 31st of 299 by size. On the 2020-to-2023 trend, Byram stands 184th among Mississippi's 299 places — roughly the 38th percentile. By density, at about 620 people per square mile, it ranks 92nd in Mississippi. In land area, Byram ranks 29th among Mississippi's 299 places.

What is available to Byram borrowers

Byram is a moderately settled community of about 12,651 people, with 7 larger places inside a 50-mile radius. Whether Byram has a local branch or not, a Mississippi-licensed lender can serve its 12,651 people online on the same terms. For a larger market, the closest option is Jackson, MS about 10 miles away.

Mississippi rules behind a Byram personal loan

For the roughly 12,651 residents of Byram, the rules below are Mississippi's own; each row carries its publisher and retrieval date.

The geography behind Byram

Byram's land area is about 20.4 square miles; a further 0.27 square miles is water. That land carries about 620 people per square mile. The largest place in Mississippi, Jackson, lies about 10 miles away. Within 50 miles of Byram there are 7 larger Census places. The 100-mile radius contains 13 larger places.

How a Byram personal loan is priced

A Byram personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 12,651 residents. Federal Truth in Lending rules require a Byram lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Byram loan but raises total interest, so the smallest payment is not the cheapest loan.