Personal loans in Lake Providence, LA
A lender serving Lake Providence holds a Louisiana licence and answers to a Louisiana regulator; no city office is involved for its 3,194 residents. The trend for Lake Providence between 2020 and 2023 is downward by roughly 10.9%.
By population, Lake Providence sits at 84th in Louisiana, with an estimated 3,194 residents. Decide the purpose of the loan and your repayment plan before sharing any details with a Lake Providence lender. A lender that serves Lake Providence operates under Louisiana lending statutes and a Louisiana supervisor. A larger market lies at Tallulah, LA about 27 miles away.
Lake Providence: population, trend and location
What follows is Lake Providence's place in the Census record, alongside the Louisiana rules that govern a personal loan made here.
- Population: a Census-estimated 3,194, 84th among Louisiana's 302 places (Vintage 2023).
- Population trend: Roughly 10.9% fewer residents than the 2020 Census counted.
- Absolute change: 392 residents lost between 2020 and 2023.
- Size percentile: about 72% of Louisiana communities are smaller than Lake Providence (3,194 residents).
- Population density: about 888 people per square mile across 3.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Lake Providence covers 3.6 square miles, the 109th-largest area among Louisiana's 302 places.
- Water: Lake Providence holds about 0.02 square miles, the 111th-largest water area in Louisiana.
- Share of state population: Lake Providence's 3,194 residents are about 0.2% of Louisiana.
- National standing: Lake Providence ranks 6,079th of 19,457 US places.
- Growth rank: Lake Providence ranks 302nd among Louisiana's 302 places for the 2020-to-2023 change.
- Versus Louisiana: the state average change is -2.1%, while Lake Providence moved 10.9%.
- Density in Louisiana: Lake Providence ranks 94th by people per square mile.
- Density vs Louisiana: Lake Providence's 888 people per square mile compare with a state median of 534.
- Location: 32.8020 / -91.1752, per the US Census Bureau Gazetteer.
- Nearest larger cities: Tallulah (27 mi); Vicksburg (37 mi); Greenville (41 mi); Rayville (41 mi); Bastrop (43 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Mayersville (10 mi); Oak Grove (13 mi); Forest (14 mi) — useful context for the surrounding area.
- Smaller neighbours: 35 places smaller than Lake Providence sit within 50 miles.
- At 100 miles: 46 larger Census places fall inside that radius.
Louisiana rules behind a Lake Providence personal loan
Every row below records a Louisiana rule, its publisher and its retrieval date — the same rules a Lake Providence lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
What is available to Lake Providence borrowers
At roughly 888 people per square mile, Lake Providence is moderately settled; 7 larger places lie within 50 miles. Whether Lake Providence has a local branch or not, a Louisiana-licensed lender can serve its 3,194 people online on the same terms. The nearest bigger place is Tallulah, LA about 27 miles away.
Lake Providence on the map
Lake Providence covers about 3.6 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). That land carries about 888 people per square mile. New Orleans, the largest place in Louisiana, is about 204 miles from Lake Providence. Lake Providence has 7 larger places within a 50-mile radius. By land area it ranks 109th of 302 Louisiana places.
Lake Providence in state context
Against Louisiana's other places, Lake Providence accounts for about 0.2% of the state's population and ranks 84th of 302 by size. On the 2020-to-2023 trend, Lake Providence stands 302nd among Louisiana's 302 places — roughly the 0th percentile. By density, at about 888 people per square mile, it ranks 94th in Louisiana. Between 2020 and 2023 the count changed by roughly 392 residents.
Inside a Lake Providence personal loan
Lake Providence is a small community of about 3,194 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Lake Providence loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Lake Providence loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Mayersville, MS — population 407
- Oak Grove, LA — population 1,371
- Forest, LA — population 286
- Kilbourne, LA — population 332
- Cary, MS — population 238
- Pioneer, LA — population 149
- Rolling Fork, MS — population 1,509
- Eudora, AR — population 1,601