Personal loans in Eudora, AR
If you are weighing a personal loan in Eudora, start from the payment you can carry; its 1,601 residents face the same statewide rules. Roughly 1,601 residents live in Eudora, the 155th-largest community in Arkansas.
From the 2020 Census base to the 2023 estimate, the population declined by about 7.0%. Begin with the payment, then weigh APR and total interest across the lenders that reach Eudora's 1,601 residents. The closest larger place is Lake Village, AR about 15 miles away. Which products a lender may offer to Eudora's 1,601 residents follows from the Arkansas consumer-lending framework.
The Eudora data picture
The figures below are Eudora's own — Census population, land area and coordinates — followed by the Arkansas rules.
- Population: the Census counts 1,601 residents in Eudora (Vintage 2023 subcounty estimate), the 155th-largest figure among Arkansas's 500 places.
- Population trend: Down about 7.0% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 121 fewer since the 2020 base.
- Size percentile: about 69% of Arkansas communities are smaller than Eudora (1,601 residents).
- Population density: about 518 people per square mile (Census land area 3.1 sq mi).
- Land area: Eudora covers 3.1 square miles, the 184th-largest area among Arkansas's 500 places.
- Share of state population: Eudora's 1,601 residents are about 0.1% of Arkansas.
- National rank: Eudora sits 8,468th by population among the 19,457 places in this dataset.
- Growth rank: Eudora ranks 486th among Arkansas's 500 places for the 2020-to-2023 change.
- Versus Arkansas: the state average change is +0.3%, while Eudora moved 7.0%.
- Density in Arkansas: Eudora ranks 181st by people per square mile.
- Against the state median: Eudora runs about 518 residents per square mile, where the Arkansas median is 386.
- Location: latitude 33.1189, longitude -91.2640 (Census Gazetteer).
- Nearest larger cities: Lake Village (15 mi); Greenville (22 mi); Lake Providence (22 mi); Hollandale (24 mi); Leland (29 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Kilbourne (9 mi); Parkdale (16 mi); Portland (16 mi), each with its own Census population profile.
- Smaller places within 50 miles: 31 of them.
- Within 100 miles: 65 places are larger than Eudora.
What to do before borrowing in Eudora
A sensible order of operations for a loan in Eudora, home to about 1,601 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Arkansas licence by checking the regulator named above.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
In Eudora as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 1,601 residents.
Arkansas consumer-lending rules applied in Eudora
Arkansas has no separate rate rule for Eudora; the sourced rows below are what reach every lender that serves its 1,601 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
Where Eudora sits
Eudora's land area is roughly 3.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 518 residents per square mile. The largest place in Arkansas, Little Rock, lies about 128 miles away. Within 50 miles of Eudora there are 16 larger Census places. Within the same 50 miles lie 31 smaller Census places.
Borrowing reach in Eudora
At roughly 518 people per square mile, Eudora is moderately settled; 16 larger places lie within 50 miles. Distance to a branch rarely matters for Eudora's 1,601 residents: the application is online and the price follows your credit file. The nearest larger city, Lake Village, AR about 15 miles away.
Eudora in state context
Within Arkansas, Eudora holds roughly 0.1% of all residents, the 155th-largest share among 500 places. For population change between 2020 and 2023, Eudora ranks 486th of 500 in Arkansas (about the 3th percentile). At about 518 people per square mile, Eudora is the 181st most densely settled place in Arkansas. Between 2020 and 2023 the count changed by roughly 121 residents.
Common questions
What are my options in Eudora if my credit is poor?
What loan size can I expect in Eudora?
Do I have to pledge anything to borrow in Eudora?
Does comparing loans in Eudora cost me credit score points?
Nearby places
- Kilbourne, LA — population 332
- Lake Village, AR — population 1,912
- Portland, AR — population 311
- Parkdale, AR — population 170
- Oak Grove, LA — population 1,371
- Montrose, AR — population 232
- Mayersville, MS — population 407
- Wilmot, AR — population 395