Personal loans in Parkdale, AR

Parkdale shed about 3.4% of its population between the 2020 base and the 2023 estimate. For the 170 people in Parkdale, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Judge Parkdale offers on total cost, not on how quickly the money arrives. The closest larger city is Wilmot, AR about 5 miles away.

Parkdale: population, trend and location

Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.

• Population: 170 residents; Parkdale is the 392nd-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 3.4% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: Parkdale's 170 people outrank roughly 22% of the places in Arkansas.
• Land and density: 1.0 square miles of land carry roughly 167 residents per square mile.
• Land area rank: Parkdale's 1.0 square miles rank 348th of 500 places in Arkansas.
• Share of state population: Parkdale's 170 residents are about 0.0% of Arkansas.
• National rank: Parkdale sits 16,957th by population among the 19,457 places in this dataset.
• Growth rank: Parkdale ranks 391st among Arkansas's 500 places for the 2020-to-2023 change.
• Versus Arkansas: the state average change is +0.3%, while Parkdale moved 3.4%.
• Density rank: Parkdale is the 401st most densely settled place in Arkansas.
• Density in context: Parkdale's 167 people per square mile sit against a Arkansas median of 386.
• Location: mapped by the US Census Bureau at 33.1212, -91.5464.
• Nearest larger cities: Wilmot (5 mi); Portland (8 mi); Montrose (13 mi); Kilbourne (16 mi); Hamburg (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Bonita (16 mi); Fountain Hill (24 mi); Pioneer (27 mi).
• Smaller places within 50 miles: 8 of them.
• At 100 miles: 177 larger Census places fall inside that radius.

A practical checklist for Parkdale borrowers

Before you apply in Parkdale, a community of about 170, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Arkansas regulator's licence records before you sign.
5. Test the payment against your current bills before you commit.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across Arkansas; what changes is your credit file, not the fact that Parkdale holds 170 people.

Where Parkdale sits in Arkansas

Against Arkansas's other places, Parkdale accounts for about 0.0% of the state's population and ranks 392nd of 500 by size. On the 2020-to-2023 trend, Parkdale stands 391st among Arkansas's 500 places — roughly the 22th percentile. At about 167 people per square mile, Parkdale is the 401st most densely settled place in Arkansas. Between 2020 and 2023 the count changed by roughly 6 residents.

What is available to Parkdale borrowers

With about 167 residents per square mile, Parkdale is lightly settled, and 38 larger Census places sit within 50 miles. Whether Parkdale has a local branch or not, a Arkansas-licensed lender can serve its 170 people online on the same terms. The nearest larger city, Wilmot, AR about 5 miles away.

Arkansas consumer-lending rules applied in Parkdale

These are Arkansas's sourced lending facts as they reach Parkdale's 170 residents; the state has no city-level rate rule.

What a Parkdale borrower is actually offered

Parkdale is a small community of about 170 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Parkdale can be quoted different APRs on the same amount and term. Shortening the term on a Parkdale loan raises the monthly payment but cuts the interest; lengthening it does the reverse.