Personal loans in Pioneer, LA
Between the 2020 Census base and the 2023 estimate, Pioneer's population barely changed. Pioneer is home to roughly 149 people and stands 285th by size out of 302 Census places in Louisiana.
Pioneer, Louisiana — home to about 149 people — is a small community, so the terms you are offered follow Louisiana law rather than any local rule. Use the calculator on this page to price an amount and term before you commit in Pioneer. Which products a lender may offer to Pioneer's 149 residents follows from the Louisiana consumer-lending framework. The next larger city is Forest, LA about 4 miles away.
Where Pioneer stands
Set out below is Pioneer's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 149, 285th among Louisiana's 302 places (Vintage 2023).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: Pioneer's 149 people outrank roughly 6% of the places in Louisiana.
- Density: roughly 137 residents per square mile, spread over 1.1 sq mi of land.
- Land area rank: Pioneer's 1.1 square miles rank 253rd of 302 places in Louisiana.
- Within Louisiana: about 0.0% of the state's population lives in Pioneer.
- National rank: Pioneer is 17,307th of 19,457 places nationwide.
- Growth rank: Pioneer's 2020-to-2023 change ranks 54th of 302 places in Louisiana.
- Against the state trend: Pioneer's 0.0% change compares with a Louisiana average of -2.1% across its 302 places.
- Density rank: Pioneer places 260th among Louisiana's places by people per square mile.
- Against the state median: Pioneer runs about 137 residents per square mile, where the Louisiana median is 534.
- Location: mapped by the US Census Bureau at 32.7381, -91.4381.
- Nearest larger cities: Forest (4 mi); Oak Grove (9 mi); Epps (10 mi); Lake Providence (16 mi); Bonita (19 mi). Lenders licensed in the state serve Pioneer whether or not they keep a local branch.
- Smaller places nearby: Oak Ridge (21 mi); Mound (37 mi); Felsenthal (47 mi).
- Within a 50-mile radius: 4 smaller Census places.
- Within 100 miles: 186 places are larger than Pioneer.
Borrowing reach in Pioneer
With about 137 residents per square mile, Pioneer is lightly settled, and 41 larger Census places sit within 50 miles. A Louisiana licence lets a lender serve Pioneer without a local office, so branch density does not change what its 149 residents are offered. For a larger market, the closest option is Forest, LA about 4 miles away.
How Louisiana law applies in Pioneer
For the roughly 149 residents of Pioneer, the rules below are Louisiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
Before you apply in Pioneer
For Pioneer's roughly 149 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Louisiana licence with the regulator named above before committing.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Pioneer-specific: the same Louisiana licensing and disclosure rules reach all 149 residents.
Pioneer's place among Louisiana's 302 places
Set beside Louisiana's 302 places, Pioneer ranks 285th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 54th of 302 Louisiana places, putting it near the 82th percentile for growth. Its roughly 137 residents per square mile place it 260th among Louisiana's places. In land area, Pioneer ranks 253rd among Louisiana's 302 places.
Land, water and location for Pioneer
Pioneer covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 149 residents, the land area yields roughly 137 people per square mile. For the state's biggest city, New Orleans, the distance is roughly 206 miles. Counting outward 50 miles, 41 larger communities surround Pioneer. Within the same 50 miles lie 4 smaller Census places.
Common questions
What are my options in Pioneer if my credit is poor?
What loan size can I expect in Pioneer?
Do I have to pledge anything to borrow in Pioneer?
Does comparing loans in Pioneer cost me credit score points?
Nearby places
- Forest, LA — population 286
- Oak Grove, LA — population 1,371
- Epps, LA — population 340
- Lake Providence, LA — population 3,194
- Kilbourne, LA — population 332
- Delhi, LA — population 2,550
- Bonita, LA — population 161
- Wilmot, AR — population 395