Personal loans in Forest, LA
Forest ranks 242nd of 302 places in Louisiana, with a population near 286. Two households in Forest with comparable incomes can still be offered different rates; the city's 286 residents are not the reason. Census figures put the 2020-to-2023 decrease in Forest at about 4.7%. Price two or three terms so you can see which payment is truly affordable in Forest. A lender that serves Forest operates under Louisiana lending statutes and a Louisiana supervisor. The closest larger city is Oak Grove, LA about 5 miles away.
Forest: population, trend and location
Forest is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 286 people live here, which puts Forest 242nd of 302 Census places in Louisiana (Vintage 2023).
- Population trend: A decline of about 4.7% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 14 residents.
- Size percentile: Forest sits ahead of around 20% of Louisiana places, at 286 people.
- Population density: about 171 people per square mile across 1.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Forest covers 1.7 square miles, the 204th-largest area among Louisiana's 302 places.
- Within Louisiana: about 0.0% of the state's population lives in Forest.
- Nationally: Forest is the 15,273rd-largest of 19,457 Census places in the dataset.
- Growth rank: Forest ranks 227th among Louisiana's 302 places for the 2020-to-2023 change.
- Versus Louisiana: the state average change is -2.1%, while Forest moved 4.7%.
- Density rank: Forest is the 246th most densely settled place in Louisiana.
- Density in context: Forest's 171 people per square mile sit against a Louisiana median of 534.
- Location: mapped by the US Census Bureau at 32.7924, -91.4126.
- Nearest larger cities: Oak Grove (5 mi); Epps (14 mi); Lake Providence (14 mi); Kilbourne (15 mi); Wilmot (21 mi). Online lenders reach Forest no matter how far the nearest branch is.
- Nearest smaller towns: Pioneer (4 mi); Bonita (18 mi); Oak Ridge (24 mi) — useful context for the surrounding area.
- Smaller neighbours: 13 places smaller than Forest sit within 50 miles.
- Within 100 miles: 151 places are larger than Forest.
How Louisiana law applies in Forest
For the roughly 286 residents of Forest, the rules below are Louisiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
What a Forest borrower is actually offered
In Forest, a small community of about 286, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Forest loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Forest decides the split between a comfortable payment and the total interest you pay.
Where Forest sits in Louisiana
Set beside Louisiana's 302 places, Forest ranks 242nd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 227th of 302 Louisiana places, putting it near the 25th percentile for growth. At about 171 people per square mile, Forest is the 246th most densely settled place in Louisiana. In land area, Forest ranks 204th among Louisiana's 302 places.
How lenders reach Forest
At roughly 171 people per square mile, Forest is lightly settled; 31 larger places lie within 50 miles. A Louisiana licence lets a lender serve Forest without a local office, so branch density does not change what its 286 residents are offered. The nearest bigger place is Oak Grove, LA about 5 miles away.
Where Forest sits
Forest's land area is roughly 1.7 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 171 people per square mile. For the state's biggest city, New Orleans, the distance is roughly 208 miles. Within 50 miles of Forest there are 31 larger Census places. The 100-mile radius contains 151 larger places.
Common questions
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Nearby places
- Pioneer, LA — population 149
- Oak Grove, LA — population 1,371
- Epps, LA — population 340
- Kilbourne, LA — population 332
- Lake Providence, LA — population 3,194
- Bonita, LA — population 161
- Wilmot, AR — population 395
- Delhi, LA — population 2,550