Personal loans in Moorefield, WV

Moorefield is home to roughly 2,487 people and stands 49th by size out of 230 Census places in West Virginia. Census figures put the 2020-to-2023 decrease in Moorefield at about 1.3%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Moorefield loan. A larger market lies at Keyser, WV about 26 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Moorefield's 2,487 residents.

Moorefield by the numbers

Moorefield is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 2,487 people live here, which puts Moorefield 49th of 230 Census places in West Virginia (Vintage 2023).
• Population trend: About 1.3% below the 2020 Census base.
• Absolute change: 33 residents lost between 2020 and 2023.
• Size percentile: with 2,487 residents, Moorefield is larger than about 79% of West Virginia's Census places.
• Population density: 933 people per square mile on 2.7 square miles of land.
• Land area: Moorefield covers 2.7 square miles, the 42nd-largest area among West Virginia's 230 places.
• Water area: Moorefield has 0.05 square miles of water, ranking 54th of 230 places in West Virginia.
• State share: roughly 0.4% of West Virginia's residents live in Moorefield (2,487 people).
• National rank: Moorefield sits 6,863rd by population among the 19,457 places in this dataset.
• Growth in West Virginia: Moorefield stands 51st by percentage change from 2020 to 2023, among 230 places.
• Versus West Virginia: the state average change is -3.0%, while Moorefield moved 1.3%.
• Density in West Virginia: Moorefield ranks 131st by people per square mile.
• Density in context: Moorefield's 933 people per square mile sit against a West Virginia median of 1,021.
• Location: coordinates 39.0674, -78.9624 (US Census Bureau Gazetteer).
• Nearest larger cities: Keyser (26 mi); Woodstock (27 mi); Timberville (32 mi); Broadway (33 mi); Strasburg (33 mi). Lenders licensed in the state serve Moorefield whether or not they keep a local branch.
• Nearest smaller towns: Petersburg (10 mi); Wardensville (20 mi); Romney (22 mi) — useful context for the surrounding area.
• Smaller neighbours: 49 places smaller than Moorefield sit within 50 miles.
• At 100 miles: 101 larger Census places fall inside that radius.

Where Moorefield sits

Inside Moorefield's boundaries lie roughly 2.7 square miles of land and 0.05 square miles of water. The resulting density is about 933 people per square mile. The state's population centre of gravity, Charleston, is roughly 152 miles away. A 50-mile radius around Moorefield takes in 15 places that are larger. The 100-mile radius contains 101 larger places.

The state rulebook for Moorefield

This table holds the West Virginia rate and licensing rules for consumer loans made to Moorefield's 2,487 residents.

How a Moorefield personal loan is priced

Most loans made to Moorefield's 2,487 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Moorefield's 2,487 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Moorefield loan but raises total interest, so the smallest payment is not the cheapest loan.

Before you apply in Moorefield

These steps shape the offer you get in Moorefield, a place of about 2,487 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the West Virginia regulator's licence records before you sign.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

The process is identical across West Virginia; what changes is your credit file, not the fact that Moorefield holds 2,487 people.

How Moorefield compares across West Virginia

Set beside West Virginia's 230 places, Moorefield ranks 49th by population and holds about 0.4% of the state total. On the 2020-to-2023 trend, Moorefield stands 51st among West Virginia's 230 places — roughly the 78th percentile. Its roughly 933 residents per square mile place it 131st among West Virginia's places. In land area, Moorefield ranks 42nd among West Virginia's 230 places.