Personal loans in Wardensville, WV

With an estimated 262 residents, Wardensville is the 187th-largest of 230 places in West Virginia. A single loan can carry different costs on either side of a state line, and Wardensville sits on the West Virginia side of that line. The trend for Wardensville between 2020 and 2023 is downward by roughly 0.8%. The nearest larger city is Toms Brook, VA about 12 miles away.

Where Wardensville stands

Wardensville is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 262, ranked 187th of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 0.8% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
• Size percentile: roughly 19% of West Virginia's places have fewer residents than Wardensville's 262.
• Population density: about 809 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Wardensville covers 0.3 square miles, the 200th-largest area among West Virginia's 230 places.
• Share of state population: Wardensville's 262 residents are about 0.0% of West Virginia.
• National rank: Wardensville is the 15,598th most populous of the 19,457 Census places covered here.
• Growth rank: Wardensville ranks 32nd among West Virginia's 230 places for the 2020-to-2023 change.
• Versus West Virginia: the state average change is -3.0%, while Wardensville moved 0.8%.
• Density rank: Wardensville places 146th among West Virginia's places by people per square mile.
• Density vs West Virginia: Wardensville's 809 people per square mile compare with a state median of 1,021.
• Location: latitude 39.0788, longitude -78.5903 (Census Gazetteer).
• Nearest larger cities: Toms Brook (12 mi); Strasburg (14 mi); Woodstock (15 mi); Middletown (17 mi); Capon Bridge (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Washington (34 mi); Elk Garden (37 mi); Luke (37 mi).
• Smaller places within 50 miles: 7 of them.
• At 100 miles: 326 larger Census places fall inside that radius.

West Virginia rules behind a Wardensville personal loan

These are West Virginia's sourced lending facts as they reach Wardensville's 262 residents; the state has no city-level rate rule.

How a Wardensville personal loan is priced

A Wardensville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 262 residents. The APR tracks your credit score rather than Wardensville's rank of 187th in West Virginia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Wardensville loan is knowable in advance — unlike a revolving card balance.

The geography behind Wardensville

Wardensville covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 809 people per square mile. The largest place in West Virginia, Charleston, lies about 172 miles away. A 50-mile radius around Wardensville takes in 57 places that are larger. The 100-mile radius contains 326 larger places.

Wardensville's place among West Virginia's 230 places

Set beside West Virginia's 230 places, Wardensville ranks 187th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Wardensville ranks 32nd of 230 in West Virginia (about the 86th percentile). By density, at about 809 people per square mile, it ranks 146th in West Virginia. By land area, its 0.3 square miles rank 200th of 230 places in West Virginia.

What is available to Wardensville borrowers

Wardensville is moderately settled, with about 809 people per square mile and 57 larger places within 50 miles. What is available to Wardensville's 262 borrowers is set by West Virginia licensing and your own credit, not by how many branches are nearby. The nearest larger city, Toms Brook, VA about 12 miles away.