Personal loans in Middletown, VA

Middletown by the numbers

The figures below are Middletown's own — Census population, land area and coordinates — followed by the Virginia rules.

• Population: about 1,413, ranked 115th of 227 places in Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 4.4% from 2020 to 2023.
• Absolute change: 60 residents added between 2020 and 2023.
• Size percentile: Middletown's 1,413 people outrank roughly 49% of the places in Virginia.
• Population density: about 1,823 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Middletown ranks 174th among Virginia's 227 places, at 0.8 sq mi.
• State share: roughly 0.0% of Virginia's residents live in Middletown (1,413 people).
• National rank: Middletown is the 8,917th most populous of the 19,457 Census places covered here.
• Growth rank: Middletown ranks 16th among Virginia's 227 places for the 2020-to-2023 change.
• Versus Virginia: the state average change is -0.0%, while Middletown moved 4.4%.
• Density in Virginia: Middletown ranks 42nd by people per square mile.
• Against the state median: Middletown runs about 1,823 residents per square mile, where the Virginia median is 823.
• Location: the Census Gazetteer records it at 39.0291, -78.2778.
• Nearest larger cities: Strasburg (4 mi); Stephens City (5 mi); Front Royal (9 mi); Winchester (11 mi); Woodstock (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Toms Brook (10 mi); Boyce (12 mi); Wardensville (17 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 25 smaller Census places.
• At 100 miles: 158 larger Census places fall inside that radius.

What to do before borrowing in Middletown

Complete these steps first when you borrow in Middletown (1,413 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Virginia licence with the regulator named above before committing.
5. Make sure the new payment leaves room in a budget you already keep.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

The process is identical across Virginia; what changes is your credit file, not the fact that Middletown holds 1,413 people.

How Middletown compares across Virginia

Against Virginia's other places, Middletown accounts for about 0.0% of the state's population and ranks 115th of 227 by size. On the 2020-to-2023 trend, Middletown stands 16th among Virginia's 227 places — roughly the 93th percentile. At about 1,823 people per square mile, Middletown is the 42nd most densely settled place in Virginia. Within 50 miles sit 25 smaller Census places, alongside the 37 that are larger.

What Virginia law requires in Middletown

Every row below records a Virginia rule, its publisher and its retrieval date — the same rules a Middletown lender must follow.

Lender access in Middletown

Middletown is moderately settled, with about 1,823 people per square mile and 37 larger places within 50 miles. Lenders licensed in Virginia reach Middletown's 1,413 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Strasburg, VA about 4 miles away.

Middletown on the map

Inside Middletown's boundaries lie about 0.8 square miles of land, with no significant water area recorded. That land carries about 1,823 people per square mile. The state's population centre of gravity, Virginia Beach, is roughly 198 miles away. A 50-mile radius around Middletown takes in 37 places that are larger. By land area it ranks 174th of 227 Virginia places.