Personal loans in Strasburg, VA
Strasburg is one of 227 Census places in Virginia; its 7,260 residents put it at 51st. Strasburg is a small town of about 7,260 residents, and a personal loan taken out here is governed by Virginia statute. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Strasburg loan. A single loan can carry different costs on either side of a state line, and Strasburg sits on the Virginia side of that line. Population in Strasburg climbed about 2.4% over the three years from 2020 to 2023. The closest larger place is Front Royal, VA about 10 miles away.
Strasburg by the numbers
What follows is Strasburg's place in the Census record, alongside the Virginia rules that govern a personal loan made here.
- Population: the Census counts 7,260 residents in Strasburg (Vintage 2023 subcounty estimate), the 51st-largest figure among Virginia's 227 places.
- Population trend: Higher by roughly 2.4% since the 2020 count.
- Absolute change: 167 residents added between 2020 and 2023.
- Size percentile: Strasburg's 7,260 people outrank roughly 78% of the places in Virginia.
- Land and density: 4.1 square miles of land carry roughly 1,783 residents per square mile.
- Land area rank: Strasburg's 4.1 square miles rank 70th of 227 places in Virginia.
- Water area rank: Strasburg ranks 69th among Virginia's 227 places, with 0.04 sq mi.
- State share: roughly 0.2% of Virginia's residents live in Strasburg (7,260 people).
- National rank: Strasburg is 3,908th of 19,457 places nationwide.
- Growth rank: Strasburg's 2020-to-2023 change ranks 44th of 227 places in Virginia.
- Against the state trend: Strasburg's 2.4% change compares with a Virginia average of -0.0% across its 227 places.
- Density rank: Strasburg is the 44th most densely settled place in Virginia.
- Density in context: Strasburg's 1,783 people per square mile sit against a Virginia median of 823.
- Location: latitude 39.0034, longitude -78.3495 (Census Gazetteer).
- Nearest larger cities: Front Royal (10 mi); Winchester (15 mi); Charles Town (31 mi); Purcellville (35 mi); Warrenton (36 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Middletown (4 mi); Toms Brook (6 mi); Stephens City (9 mi).
- Smaller places within 50 miles: 49 of them.
- Larger places within 100 miles: 50.
Where Strasburg sits in Virginia
Set beside Virginia's 227 places, Strasburg ranks 51st by population and holds about 0.2% of the state total. Its 2020-to-2023 change ranks 44th of 227 Virginia places, putting it near the 81th percentile for growth. By density, at about 1,783 people per square mile, it ranks 44th in Virginia. Within 50 miles sit 49 smaller Census places, alongside the 12 that are larger.
Land, water and location for Strasburg
The Census Gazetteer records 4.1 square miles of land and 0.04 square miles of water within Strasburg. The resulting density is about 1,783 people per square mile. The state's population centre of gravity, Virginia Beach, is roughly 199 miles away. Within 50 miles of Strasburg there are 12 larger Census places. Within the same 50 miles lie 49 smaller Census places.
How Virginia law applies in Strasburg
This table holds the Virginia rate and licensing rules for consumer loans made to Strasburg's 7,260 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
Before you apply in Strasburg
Before you apply in Strasburg, a community of about 7,260, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Virginia regulator's licence records before you sign.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
None of these steps is Strasburg-specific: the same Virginia licensing and disclosure rules reach all 7,260 residents.
How personal loans work in Strasburg
A Strasburg personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 7,260 residents. Because pricing is borrower-level, two people in Strasburg can be quoted different APRs on the same amount and term. Shortening the term on a Strasburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Middletown, VA — population 1,413
- Toms Brook, VA — population 280
- Stephens City, VA — population 2,116
- Front Royal, VA — population 15,400
- Woodstock, VA — population 5,940
- Winchester, VA — population 27,617
- Wardensville, WV — population 262
- Edinburg, VA — population 1,211