Personal loans in Keyser, WV

The trend for Keyser between 2020 and 2023 is downward by roughly 0.5%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Keyser loan. A larger market lies at Frostburg, MD about 15 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Keyser's 4,843 residents.

Keyser: the sourced local profile

Two layers matter for a Keyser borrower: the local population picture and West Virginia's consumer-lending statutes.

• Population: an estimated 4,843 residents, 27th of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 0.5% across the 2020-to-2023 comparison.
• Absolute change: 26 residents lost between 2020 and 2023.
• Size percentile: Keyser's 4,843 people outrank roughly 88% of the places in West Virginia.
• Land and density: 2.0 square miles of land carry roughly 2,453 residents per square mile.
• Land area rank: Keyser's 2.0 square miles rank 53rd of 230 places in West Virginia.
• State population share: Keyser accounts for about 0.8% of everyone in West Virginia.
• National rank: Keyser sits 4,924th by population among the 19,457 places in this dataset.
• Growth in West Virginia: Keyser stands 24th by percentage change from 2020 to 2023, among 230 places.
• Versus West Virginia: the state average change is -3.0%, while Keyser moved 0.5%.
• Density rank: Keyser is the 17th most densely settled place in West Virginia.
• Density in context: Keyser's 2,453 people per square mile sit against a West Virginia median of 1,021.
• Location: coordinates 39.4394, -78.9821 (US Census Bureau Gazetteer).
• Nearest larger cities: Frostburg (15 mi); Cumberland (19 mi); Somerset (39 mi); Strasburg (45 mi); Woodstock (46 mi). Larger metros often have more branches, but online lenders reach Keyser on the same terms.
• Smaller places nearby: Piedmont (4 mi); Westernport (5 mi); Luke (5 mi).
• Smaller neighbours: 76 places smaller than Keyser sit within 50 miles.
• Within 100 miles: 93 places are larger than Keyser.

How Keyser compares across West Virginia

Against West Virginia's other places, Keyser accounts for about 0.8% of the state's population and ranks 27th of 230 by size. On the 2020-to-2023 trend, Keyser stands 24th among West Virginia's 230 places — roughly the 90th percentile. Its roughly 2,453 residents per square mile place it 17th among West Virginia's places. The population moved by about 26 people between 2020 and 2023, a 0.5% shift.

How lenders reach Keyser

At roughly 2,453 people per square mile, Keyser is fairly dense; 6 larger places lie within 50 miles. Lenders licensed in West Virginia reach Keyser's 4,843 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Frostburg, MD about 15 miles away.

Keyser: area, density and distance

The Census Gazetteer records about 2.0 square miles of land within Keyser, with no significant water area listed. With 4,843 residents, the land area yields roughly 2,453 people per square mile. For the state's biggest city, Charleston, the distance is roughly 161 miles. A 50-mile radius around Keyser takes in 6 places that are larger. Within the same 50 miles lie 76 smaller Census places.

How a Keyser personal loan is priced

A Keyser personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 4,843 residents. A lender serving Keyser's 4,843 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Keyser decides the split between a comfortable payment and the total interest you pay.

What West Virginia law requires in Keyser

The rows below set out what a licensed lender must follow in West Virginia, and so for Keyser's roughly 4,843 residents.