Personal loans in Kitzmiller, MD
Roughly 293 residents live in Kitzmiller, the 135th-largest community in Maryland. From the 2020 Census base to the 2023 estimate, the population declined by about 1.7%. Kitzmiller is a small community in Maryland, with an estimated 293 residents, and every licensed lender here follows the same state rulebook. Rate ceilings, licensing requirements and product limits for Kitzmiller are all set at the Maryland level. If debt is already a strain, a nonprofit credit counsellor can help Kitzmiller residents before they take on more. The closest larger city is Deer Park, MD about 8 miles away.
Where Kitzmiller stands
The figures below are Kitzmiller's own — Census population, land area and coordinates — followed by the Maryland rules.
- Population: 293 — Kitzmiller ranks 135th of 157 communities in Maryland (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.7% between 2020 and 2023.
- Absolute change: 5 residents lost between 2020 and 2023.
- Size percentile: roughly 14% of Maryland's places have fewer residents than Kitzmiller's 293.
- Population density: about 1,320 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Kitzmiller's 0.2 square miles rank 137th of 157 places in Maryland.
- Water area: Kitzmiller has 0.03 square miles of water, ranking 42nd of 157 places in Maryland.
- Share of Maryland: Kitzmiller holds about 0.0% of the state's population, some 293 people.
- National rank: Kitzmiller is the 15,203rd most populous of the 19,457 Census places covered here.
- Growth in Maryland: Kitzmiller stands 126th by percentage change from 2020 to 2023, among 157 places.
- Versus Maryland: the state average change is +0.7%, while Kitzmiller moved 1.7%.
- Density rank: Kitzmiller places 106th among Maryland's places by people per square mile.
- Against the state median: Kitzmiller runs about 1,320 residents per square mile, where the Maryland median is 1,734.
- Location: 39.3892 / -79.1833, per the US Census Bureau Gazetteer.
- Nearest larger cities: Deer Park (8 mi); Piedmont (10 mi); Loch Lynn Heights (10 mi); Westernport (10 mi); Mountain Lake Park (11 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Elk Garden (1 mi); Luke (9 mi); Bayard (13 mi), each with its own Census population profile.
- Smaller neighbours: 26 places smaller than Kitzmiller sit within 50 miles.
- At 100 miles: 429 larger Census places fall inside that radius.
Steps to take before a Kitzmiller loan
Before you apply in Kitzmiller, a community of about 293, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Maryland licence with the regulator named above before committing.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Maryland; what changes is your credit file, not the fact that Kitzmiller holds 293 people.
Maryland rules behind a Kitzmiller personal loan
Below are the Maryland rules that apply to a loan made in Kitzmiller, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Payday lending status | Regulated as consumer loans: licensing and statutory interest-rate limits apply to payday-style loans (OFR) Source says: "they are prohibited from charging or receiving an interest rate that is greater than authorized by the laws of this State" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
Kitzmiller: area, density and distance
Kitzmiller's land area is about 0.2 square miles; a further 0.03 square miles is water. That land carries about 1,320 people per square mile. For the state's biggest city, Baltimore, the distance is roughly 138 miles. A 50-mile radius around Kitzmiller takes in 55 places that are larger. Within the same 50 miles lie 26 smaller Census places.
Kitzmiller's place among Maryland's 157 places
Among Maryland's 157 places, Kitzmiller sits at 135th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 126th of 157 Maryland places, putting it near the 20th percentile for growth. Its roughly 1,320 residents per square mile place it 106th among Maryland's places. By land area, its 0.2 square miles rank 137th of 157 places in Maryland.
How lenders reach Kitzmiller
With about 1,320 residents per square mile, Kitzmiller is moderately settled, and 55 larger Census places sit within 50 miles. Lenders licensed in Maryland reach Kitzmiller's 293 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Deer Park, MD about 8 miles away.
Common questions
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Nearby places
- Elk Garden, WV — population 207
- Deer Park, MD — population 302
- Luke, MD — population 82
- Piedmont, WV — population 701
- Westernport, MD — population 1,777
- Loch Lynn Heights, MD — population 485
- Mountain Lake Park, MD — population 2,117
- Keyser, WV — population 4,843