Personal loans in Lovell, WY

Lovell ranks 27th of 99 places in Wyoming, with a population near 2,350. Read the disclosure for an origination fee and any prepayment penalty before signing in Lovell. Rate ceilings, licensing requirements and product limits for Lovell are all set at the Wyoming level. Borrowers who want a bigger city can look to Powell, WY about 19 miles away.

Lovell: the sourced local profile

Most of what governs a Lovell loan is written in Wyoming law rather than in the city; the sourced notes below make that split concrete.

• Population: 2,350 residents; Lovell is the 27th-largest of 99 places in Wyoming (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 4.6% from 2020 to 2023.
• Absolute change: 104 residents added between 2020 and 2023.
• Size percentile: roughly 73% of Wyoming's places have fewer residents than Lovell's 2,350.
• Land and density: 1.1 square miles of land carry roughly 2,132 residents per square mile.
• By land area: Lovell ranks 59th among Wyoming's 99 places, at 1.1 sq mi.
• Within Wyoming: about 0.6% of the state's population lives in Lovell.
• National rank: Lovell sits 7,045th by population among the 19,457 places in this dataset.
• Growth rank: Lovell ranks 20th among Wyoming's 99 places for the 2020-to-2023 change.
• Versus Wyoming: the state average change is +1.7%, while Lovell moved 4.6%.
• Density rank: Lovell places 3rd among Wyoming's places by people per square mile.
• Density vs Wyoming: Lovell's 2,132 people per square mile compare with a state median of 699.
• Location: mapped by the US Census Bureau at 44.8358, -108.3919.
• Nearest larger cities: Powell (19 mi); Cody (39 mi); Red Lodge (49 mi); Worland (60 mi); Laurel (61 mi). Online lenders reach Lovell no matter how far the nearest branch is.
• Smaller communities close by: Cowley (5 mi); Byron (6 mi); Deaver (11 mi), each with its own Census population profile.
• Smaller places within 50 miles: 11 of them.
• Within 100 miles: 10 places are larger than Lovell.

A pre-application checklist for Lovell

These steps shape the offer you get in Lovell, a place of about 2,350 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Wyoming licence by checking the regulator named above.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

The process is identical across Wyoming; what changes is your credit file, not the fact that Lovell holds 2,350 people.

Lender access in Lovell

Lovell is fairly dense, with about 2,132 people per square mile and 3 larger places within 50 miles. Whether Lovell has a local branch or not, a Wyoming-licensed lender can serve its 2,350 people online on the same terms. For a larger market, the closest option is Powell, WY about 19 miles away.

The anatomy of a Lovell personal loan

Lovell is a small community of about 2,350 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Lovell lender to disclose the APR and finance charge before you sign. The term you choose in Lovell decides the split between a comfortable payment and the total interest you pay.

Lovell in state context

Against Wyoming's other places, Lovell accounts for about 0.6% of the state's population and ranks 27th of 99 by size. On the 2020-to-2023 trend, Lovell stands 20th among Wyoming's 99 places — roughly the 80th percentile. At about 2,132 people per square mile, Lovell is the 3rd most densely settled place in Wyoming. The population moved by about 104 people between 2020 and 2023, a 4.6% shift.

How Wyoming law applies in Lovell

The rows below set out what a licensed lender must follow in Wyoming, and so for Lovell's roughly 2,350 residents.