Personal loans in Powell, WY
Powell added about 1.2% to its population between the 2020 base and the 2023 estimate. With 6,488 residents, Powell outranks about 86% of the communities in Wyoming. The first question in Powell is not the rate on offer but whether the payment fits; about 6,488 people live here under Wyoming lending law. If debt is already a strain, a nonprofit credit counsellor can help Powell residents before they take on more. Lenders active in Powell report to a Wyoming supervisor, identified in the sourced rows below. The nearest larger city is Cody, WY about 22 miles away.
Powell: population, trend and location
Set out below is Powell's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 6,488, 14th among Wyoming's 99 places (Vintage 2023).
- Population trend: Higher by roughly 1.2% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 74 residents.
- Size percentile: roughly 86% of Wyoming's places have fewer residents than Powell's 6,488.
- Density: roughly 1,513 residents per square mile, spread over 4.3 sq mi of land.
- By land area: Powell ranks 20th among Wyoming's 99 places, at 4.3 sq mi.
- State share: roughly 1.6% of Wyoming's residents live in Powell (6,488 people).
- National rank: Powell is 4,178th of 19,457 places nationwide.
- Growth rank: Powell ranks 44th among Wyoming's 99 places for the 2020-to-2023 change.
- Against the state trend: Powell's 1.2% change compares with a Wyoming average of +1.7% across its 99 places.
- Density in Wyoming: Powell ranks 10th by people per square mile.
- Density in context: Powell's 1,513 people per square mile sit against a Wyoming median of 699.
- Location: it lies at 44.7618, -108.7576 in the Census Gazetteer.
- Nearest larger cities: Cody (22 mi); Laurel (63 mi); Billings (72 mi); Sheridan (88 mi); Livingston (108 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Deaver (12 mi); Byron (12 mi); Frannie (16 mi).
- Smaller places within 50 miles: 13 of them.
- Larger places within 100 miles: 4.
Powell's place among Wyoming's 99 places
Set beside Wyoming's 99 places, Powell ranks 14th by population and holds about 1.6% of the state total. On the 2020-to-2023 trend, Powell stands 44th among Wyoming's 99 places — roughly the 56th percentile. Its roughly 1,513 residents per square mile place it 10th among Wyoming's places. Between 2020 and 2023 the count changed by roughly 74 residents.
Borrowing reach in Powell
With about 1,513 residents per square mile, Powell is moderately settled, and 1 larger Census places sit within 50 miles. Lenders licensed in Wyoming reach Powell's 6,488 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Cody, WY about 22 miles away.
Where Powell sits
Powell covers about 4.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,513 residents per square mile. The largest place in Wyoming, Cheyenne, lies about 321 miles away. Within 50 miles of Powell there are 1 larger Census places. By land area it ranks 20th of 99 Wyoming places.
What a Powell borrower is actually offered
Most loans made to Powell's 6,488 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Powell. Because the payment is fixed, the total cost of a Powell loan is knowable in advance — unlike a revolving card balance.
Which Wyoming laws govern a loan in Powell
When Wyoming does not publish a figure, the row links to the source instead of inventing a number; Powell is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
Common questions
What are my options in Powell if my credit is poor?
What loan size can I expect in Powell?
Do I have to pledge anything to borrow in Powell?
Does comparing loans in Powell cost me credit score points?
Nearby places
- Deaver, WY — population 169
- Frannie, WY — population 146
- Byron, WY — population 574
- Cowley, WY — population 845
- Lovell, WY — population 2,350
- Cody, WY — population 10,240
- Burlington, WY — population 370
- Bridger, MT — population 714