Personal loans in Greybull, WY
Personal loans in Greybull are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,709 population. An estimated 1,709 people make their home in Greybull, a figure that ranks 33rd in Wyoming.
Greybull gained roughly 3.6% in population across the 2020-to-2023 comparison. Work out your debt-to-income ratio first; lenders weigh it heavily, and Greybull's 1,709 residents are no exception. For a bigger market, look to Lovell, WY about 29 miles away. Which products a lender may offer to Greybull's 1,709 residents follows from the Wyoming consumer-lending framework.
Greybull: population, trend and location
Two layers matter for a Greybull borrower: the local population picture and Wyoming's consumer-lending statutes.
- Population: an estimated 1,709 residents, 33rd of 99 places in Wyoming (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 3.6% between 2020 and 2023.
- Net change: roughly 59 more people than the 2020 Census counted.
- Size percentile: Greybull's 1,709 people outrank roughly 67% of the places in Wyoming.
- Population density: about 772 people per square mile across 2.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Greybull ranks 42nd among Wyoming's 99 places, at 2.2 sq mi.
- Share of Wyoming: Greybull holds about 0.4% of the state's population, some 1,709 people.
- National rank: Greybull sits 8,213th by population among the 19,457 places in this dataset.
- Growth rank: Greybull's 2020-to-2023 change ranks 25th of 99 places in Wyoming.
- Against the state trend: Greybull's 3.6% change compares with a Wyoming average of +1.7% across its 99 places.
- Density in Wyoming: Greybull ranks 46th by people per square mile.
- Against the state median: Greybull runs about 772 residents per square mile, where the Wyoming median is 699.
- Location: 44.4865 / -108.0557, per the US Census Bureau Gazetteer.
- Nearest larger cities: Lovell (29 mi); Worland (33 mi); Powell (39 mi); Cody (49 mi); Sheridan (58 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Basin (7 mi); Manderson (16 mi); Burlington (19 mi).
- Smaller places within 50 miles: 11 of them.
- Within 100 miles: 12 places are larger than Greybull.
Getting a loan in Greybull
Greybull is a moderately settled community of about 1,709 people, with 4 larger places inside a 50-mile radius. Distance to a branch rarely matters for Greybull's 1,709 residents: the application is online and the price follows your credit file. The nearest bigger place is Lovell, WY about 29 miles away.
What to do before borrowing in Greybull
These steps shape the offer you get in Greybull, a place of about 1,709 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Wyoming regulator's records to confirm the lender is licensed here.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
None of these steps is Greybull-specific: the same Wyoming licensing and disclosure rules reach all 1,709 residents.
What shapes a Greybull personal loan
A Greybull personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,709 residents. Two numbers drive a Greybull loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Greybull loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Greybull on the map
Greybull covers about 2.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,709 residents, the land area yields roughly 772 people per square mile. For the state's biggest city, Cheyenne, the distance is roughly 285 miles. Counting outward 50 miles, 4 larger communities surround Greybull. Within the same 50 miles lie 11 smaller Census places.
The Wyoming lending rules that reach Greybull
Below are the Wyoming rules that apply to a loan made in Greybull, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Basin, WY — population 1,330
- Manderson, WY — population 91
- Burlington, WY — population 370
- Worland, WY — population 4,785
- Lovell, WY — population 2,350
- Byron, WY — population 574
- Cowley, WY — population 845
- Deaver, WY — population 169