Personal loans in Manderson, WY
Manderson is a small community of about 91 residents, and a personal loan taken out here is governed by Wyoming statute. At about 91 residents, Manderson is larger than roughly 8% of the places in Wyoming.
The trend for Manderson between 2020 and 2023 is upward by roughly 2.2%. State law, not city hall, decides what a lender may do to Manderson's roughly 91 residents, and a state regulator supervises it. Begin with the payment, then weigh APR and total interest across the lenders that reach Manderson's 91 residents. The closest larger place is Basin, WY about 9 miles away.
Borrowing in Manderson: the local picture
Read the local figures below as context; read the sourced Wyoming table as the rulebook a lender here must follow.
- Population: 91 — Manderson ranks 91st of 99 communities in Wyoming (US Census Bureau, Vintage 2023).
- Population trend: About 2.2% above the 2020 Census base.
- People gained or lost: about 2 more since the 2020 base.
- Size percentile: roughly 8% of Wyoming's places have fewer residents than Manderson's 91.
- Population density: about 107 people per square mile (Census land area 0.9 sq mi).
- Land area: Manderson covers 0.9 square miles, the 71st-largest area among Wyoming's 99 places.
- Water: Manderson holds about 0.05 square miles, the 10th-largest water area in Wyoming.
- Share of Wyoming: Manderson holds about 0.0% of the state's population, some 91 people.
- National rank: Manderson is 18,285th of 19,457 places nationwide.
- Growth in Wyoming: Manderson stands 32nd by percentage change from 2020 to 2023, among 99 places.
- State comparison: Wyoming's places average +1.7% for 2020-to-2023, against Manderson's 2.2%.
- Density rank: Manderson is the 92nd most densely settled place in Wyoming.
- Density vs Wyoming: Manderson's 107 people per square mile compare with a state median of 699.
- Location: 44.2698, -107.9642 (Census Gazetteer coordinates).
- Nearest larger cities: Basin (9 mi); Greybull (16 mi); Worland (17 mi); Burlington (26 mi); Ten Sleep (30 mi). Lenders licensed in the state serve Manderson whether or not they keep a local branch.
- Smaller places nearby: Kirby (34 mi).
- Smaller neighbours: 1 places smaller than Manderson sit within 50 miles.
- At 100 miles: 32 larger Census places fall inside that radius.
A practical checklist for Manderson borrowers
Before you hand your details to a lender in Manderson, where the population is near 91:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Wyoming licence with the regulator listed on this page.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
The process is identical across Wyoming; what changes is your credit file, not the fact that Manderson holds 91 people.
What shapes a Manderson personal loan
A Manderson personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 91 residents. Two numbers drive a Manderson loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Manderson loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Manderson in state context
Within Wyoming, Manderson holds roughly 0.0% of all residents, the 91st-largest share among 99 places. On the 2020-to-2023 trend, Manderson stands 32nd among Wyoming's 99 places — roughly the 68th percentile. By density, at about 107 people per square mile, it ranks 92nd in Wyoming. The population moved by about 2 people between 2020 and 2023, a 2.2% shift.
The state rulebook for Manderson
For the roughly 91 residents of Manderson, the rules below are Wyoming's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
Where Manderson sits
Manderson covers about 0.9 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 107 residents per square mile. For the state's biggest city, Cheyenne, the distance is roughly 270 miles. Counting outward 50 miles, 11 larger communities surround Manderson. Within the same 50 miles lie 1 smaller Census places.
Common questions
What are my options in Manderson if my credit is poor?
What loan size can I expect in Manderson?
Do I have to pledge anything to borrow in Manderson?
Does comparing loans in Manderson cost me credit score points?
Nearby places
- Basin, WY — population 1,330
- Greybull, WY — population 1,709
- Worland, WY — population 4,785
- Burlington, WY — population 370
- Kirby, WY — population 76
- Ten Sleep, WY — population 257
- East Thermopolis, WY — population 236
- Thermopolis, WY — population 2,742