Personal loans in Loudonville, OH

Every figure below is Ohio's own, applied to Loudonville's 2,775 residents, with the publisher and retrieval date attached. With 2,775 residents, Loudonville outranks about 63% of the communities in Ohio. Price two or three terms so you can see which payment is truly affordable in Loudonville. From the 2020 Census base to the 2023 estimate, the population declined by about 0.3%. The nearest larger metro is Ashland, OH about 17 miles away.

Loudonville: population, trend and location

Most of what governs a Loudonville loan is written in Ohio law rather than in the city; the sourced notes below make that split concrete.

• Population: a Census-estimated 2,775, 341st among Ohio's 924 places (Vintage 2023).
• Population trend: About 0.3% below the 2020 Census base.
• Absolute change: 9 residents lost between 2020 and 2023.
• Size percentile: about 63% of Ohio's Census places are smaller than Loudonville.
• Density: roughly 1,019 residents per square mile, spread over 2.7 sq mi of land.
• By land area: Loudonville ranks 304th among Ohio's 924 places, at 2.7 sq mi.
• Water area: Loudonville has 0.02 square miles of water, ranking 290th of 924 places in Ohio.
• State population share: Loudonville accounts for about 0.0% of everyone in Ohio.
• National rank: Loudonville sits 6,515th by population among the 19,457 places in this dataset.
• Growth rank: Loudonville's 2020-to-2023 change ranks 309th of 924 places in Ohio.
• Versus Ohio: the state average change is +0.9%, while Loudonville moved 0.3%.
• Density rank: Loudonville is the 594th most densely settled place in Ohio.
• Density in context: Loudonville's 1,019 people per square mile sit against a Ohio median of 1,289.
• Location: 40.6340 / -82.2323, per the US Census Bureau Gazetteer.
• Nearest larger cities: Ashland (17 mi); Millersburg (17 mi); Mansfield (18 mi); Lexington (18 mi); Wooster (20 mi). Online lenders reach Loudonville no matter how far the nearest branch is.
• Nearest smaller towns: Perrysville (5 mi); Nashville (7 mi); Hayesville (10 mi).
• Smaller places within 50 miles: 104 of them.
• Larger places within 100 miles: 238.

The anatomy of a Loudonville personal loan

A Loudonville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,775 residents. Federal Truth in Lending rules require a Loudonville lender to disclose the APR and finance charge before you sign. The term you choose in Loudonville decides the split between a comfortable payment and the total interest you pay.

Loudonville in state context

Loudonville is the 341st-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 309th of 924 Ohio places, putting it near the 67th percentile for growth. Its roughly 1,019 residents per square mile place it 594th among Ohio's places. Between 2020 and 2023 the count changed by roughly 9 residents.

A pre-application checklist for Loudonville

Before you apply in Loudonville, a community of about 2,775, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Ohio regulator's records to confirm the lender is licensed here.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is Loudonville-specific: the same Ohio licensing and disclosure rules reach all 2,775 residents.

Where Loudonville sits

The Census Gazetteer records 2.7 square miles of land and 0.02 square miles of water within Loudonville. With 2,775 residents, the land area yields roughly 1,019 people per square mile. Columbus, the largest place in Ohio, is about 60 miles from Loudonville. Within 50 miles of Loudonville there are 49 larger Census places. Within the same 50 miles lie 104 smaller Census places.

The Ohio lending rules that reach Loudonville

This table holds the Ohio rate and licensing rules for consumer loans made to Loudonville's 2,775 residents.