Personal loans in Mifflin, OH
With 156 residents, Mifflin outranks about 7% of the communities in Ohio. Personal loans in Mifflin are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 156 population.
The trend for Mifflin between 2020 and 2023 is downward by roughly 1.9%. Read the disclosure for an origination fee and any prepayment penalty before signing in Mifflin. To lend to Mifflin's 156 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. Borrowers who want a bigger city can look to Hayesville, OH about 5 miles away.
The Mifflin data picture
Most of what governs a Mifflin loan is written in Ohio law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 156, 858th among Ohio's 924 places (Vintage 2023).
- Population trend: Roughly 1.9% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
- Size percentile: roughly 7% of Ohio places rank below Mifflin.
- Population density: about 852 people per square mile (Census land area 0.2 sq mi).
- By land area: Mifflin ranks 853rd among Ohio's 924 places, at 0.2 sq mi.
- Share of state population: Mifflin's 156 residents are about 0.0% of Ohio.
- National rank: Mifflin is 17,203rd of 19,457 places nationwide.
- Growth in Ohio: Mifflin stands 704th by percentage change from 2020 to 2023, among 924 places.
- Against the state trend: Mifflin's 1.9% change compares with a Ohio average of +0.9% across its 924 places.
- Density in Ohio: Mifflin ranks 673rd by people per square mile.
- Density vs Ohio: Mifflin's 852 people per square mile compare with a state median of 1,289.
- Location: latitude 40.7735, longitude -82.3639 (Census Gazetteer).
- Nearest larger cities: Hayesville (5 mi); Lucas (6 mi); Ashland (7 mi); Perrysville (8 mi); Mansfield (9 mi). Living near a larger metro rarely changes what is available in Mifflin.
- Smaller towns nearby: Congress (19 mi); Gann (Brinkhaven) (23 mi); Sparta (32 mi).
- Within a 50-mile radius: 5 smaller Census places.
- At 100 miles: 598 larger Census places fall inside that radius.
Where Mifflin sits
Mifflin covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 156 residents, the land area yields roughly 852 people per square mile. The largest place in Ohio, Columbus, lies about 64 miles away. Mifflin has 146 larger places within a 50-mile radius. The 100-mile radius contains 598 larger places.
Lender access in Mifflin
With about 852 residents per square mile, Mifflin is moderately settled, and 146 larger Census places sit within 50 miles. What is available to Mifflin's 156 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. The nearest larger city, Hayesville, OH about 5 miles away.
A practical checklist for Mifflin borrowers
Before you hand your details to a lender in Mifflin, where the population is near 156:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Ohio licence by checking the regulator named above.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across Ohio; what changes is your credit file, not the fact that Mifflin holds 156 people.
The anatomy of a Mifflin personal loan
A Mifflin personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 156 residents. Two numbers drive a Mifflin loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Mifflin loan but raises total interest, so the smallest payment is not the cheapest loan.
The Ohio lending rules that reach Mifflin
For the roughly 156 residents of Mifflin, the rules below are Ohio's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Common questions
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Nearby places
- Lucas, OH — population 588
- Hayesville, OH — population 443
- Ashland, OH — population 18,718
- Perrysville, OH — population 728
- Mansfield, OH — population 47,711
- Jeromesville, OH — population 526
- Bailey Lakes, OH — population 346
- Loudonville, OH — population 2,775