Personal loans in Perrysville, OH
In Perrysville, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate. Judge Perrysville offers on total cost, not on how quickly the money arrives.
The Census counts 728 people in Perrysville, the 586th-largest figure among Ohio's 924 places. Rate ceilings, licensing requirements and product limits for Perrysville are all set at the Ohio level. Perrysville lost roughly 0.3% of its population across the 2020-to-2023 comparison. The nearest larger metro is Loudonville, OH about 5 miles away.
Perrysville by the numbers
Read the local figures below as context; read the sourced Ohio table as the rulebook a lender here must follow.
- Population: an estimated 728 residents, 586th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: About 0.3% below the 2020 Census base.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: Perrysville's 728 people outrank roughly 37% of the places in Ohio.
- Population density: about 916 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Perrysville covers 0.8 square miles, the 581st-largest area among Ohio's 924 places.
- Share of Ohio: Perrysville holds about 0.0% of the state's population, some 728 people.
- National rank: Perrysville sits 11,606th by population among the 19,457 places in this dataset.
- Growth rank: Perrysville ranks 303rd among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while Perrysville moved 0.3%.
- Density rank: Perrysville places 641st among Ohio's places by people per square mile.
- Against the state median: Perrysville runs about 916 residents per square mile, where the Ohio median is 1,289.
- Location: it lies at 40.6584, -82.3144 in the Census Gazetteer.
- Nearest larger cities: Loudonville (5 mi); Butler (7 mi); Bellville (11 mi); Mansfield (14 mi); Lexington (14 mi). Online lenders reach Perrysville no matter how far the nearest branch is.
- Nearest smaller towns: Lucas (6 mi); Mifflin (8 mi); Hayesville (9 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 55 of them.
- At 100 miles: 415 larger Census places fall inside that radius.
A pre-application checklist for Perrysville
Before you apply in Perrysville, a community of about 728, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Ohio licence by checking the regulator named above.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Perrysville-specific: the same Ohio licensing and disclosure rules reach all 728 residents.
Ohio rules behind a Perrysville personal loan
For the roughly 728 residents of Perrysville, the rules below are Ohio's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
What shapes a Perrysville personal loan
A Perrysville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 728 residents. Two numbers drive a Perrysville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Perrysville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Perrysville's place among Ohio's 924 places
Perrysville is the 586th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Perrysville stands 303rd among Ohio's 924 places — roughly the 67th percentile. At about 916 people per square mile, Perrysville is the 641st most densely settled place in Ohio. Between 2020 and 2023 the count changed by roughly 2 residents.
Perrysville on the map
The Census Gazetteer records about 0.8 square miles of land within Perrysville, with no significant water area listed. That land carries about 916 people per square mile. For the state's biggest city, Columbus, the distance is roughly 58 miles. Within 50 miles of Perrysville there are 93 larger Census places. Within the same 50 miles lie 55 smaller Census places.
Common questions
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Nearby places
- Loudonville, OH — population 2,775
- Lucas, OH — population 588
- Mifflin, OH — population 156
- Butler, OH — population 938
- Hayesville, OH — population 443
- Jeromesville, OH — population 526
- Bellville, OH — population 1,986
- Ashland, OH — population 18,718