Personal loans in Danville, OH
A lender serving Danville holds a Ohio licence and answers to a Ohio regulator; no city office is involved for its 996 residents. Danville is one of 924 Census places in Ohio; its 996 residents put it at 524th.
A 2020-to-2023 comparison shows Danville down by about 2.2%. Lenders active in Danville report to a Ohio supervisor, identified in the sourced rows below. If debt is already a strain, a nonprofit credit counsellor can help Danville residents before they take on more. For a bigger market, look to Gambier, OH about 9 miles away.
What the Census records for Danville
Set out below is Danville's local context next to the state-level rules that reach every lender here.
- Population: 996 — Danville ranks 524th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.2%.
- Change in people: the 2020-to-2023 comparison is a loss of about 22 residents.
- Size percentile: Danville's 996 people outrank roughly 43% of the places in Ohio.
- Land and density: 0.6 square miles of land carry roughly 1,685 residents per square mile.
- Land area rank: Danville's 0.6 square miles rank 644th of 924 places in Ohio.
- Share of state population: Danville's 996 residents are about 0.0% of Ohio.
- Nationally: Danville is the 10,215th-largest of 19,457 Census places in the dataset.
- Growth in Ohio: Danville stands 759th by percentage change from 2020 to 2023, among 924 places.
- Against the state trend: Danville's 2.2% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Danville places 292nd among Ohio's places by people per square mile.
- Against the state median: Danville runs about 1,685 residents per square mile, where the Ohio median is 1,289.
- Location: latitude 40.4471, longitude -82.2609 (Census Gazetteer).
- Nearest larger cities: Gambier (9 mi); Mount Vernon (12 mi); Loudonville (13 mi); Fredericktown (15 mi); Utica (17 mi). Living near a larger metro rarely changes what is available in Danville.
- Smaller places close by: Gann (Brinkhaven) (4 mi); Glenmont (10 mi); Nellie (12 mi).
- Smaller neighbours: 71 places smaller than Danville sit within 50 miles.
- Within 100 miles: 362 places are larger than Danville.
What is available to Danville borrowers
Danville is a moderately settled community of about 996 people, with 91 larger places inside a 50-mile radius. Lenders licensed in Ohio reach Danville's 996 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Gambier, OH about 9 miles away.
Danville's place among Ohio's 924 places
Within Ohio, Danville holds roughly 0.0% of all residents, the 524th-largest share among 924 places. Its 2020-to-2023 change ranks 759th of 924 Ohio places, putting it near the 18th percentile for growth. Its roughly 1,685 residents per square mile place it 292nd among Ohio's places. The population moved by about 22 people between 2020 and 2023, a 2.2% shift.
Inside a Danville personal loan
Danville is a small community of about 996 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Danville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Danville loan is knowable in advance — unlike a revolving card balance.
The geography behind Danville
The Census Gazetteer records about 0.6 square miles of land within Danville, with no significant water area listed. That land carries about 1,685 people per square mile. The state's population centre of gravity, Columbus, is roughly 50 miles away. Danville has 91 larger places within a 50-mile radius. By land area it ranks 644th of 924 Ohio places.
The state rulebook for Danville
Read the table as a lender's compliance picture for Danville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Common questions
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Nearby places
- Gann (Brinkhaven), OH — population 111
- Gambier, OH — population 2,330
- Glenmont, OH — population 238
- Loudonville, OH — population 2,775
- Martinsburg, OH — population 221
- Nashville, OH — population 183
- Butler, OH — population 938
- Perrysville, OH — population 728