Personal loans in Keewatin, MN
Keewatin shed about 0.9% of its population between the 2020 base and the 2023 estimate. A personal loan in Keewatin is priced from your credit file and income, not from the fact that the city holds 971 people.
The Census counts 971 people in Keewatin, the 362nd-largest figure among Minnesota's 853 places. Borrowers who want a bigger city can look to Hibbing, MN about 6 miles away. Every figure below is Minnesota's own, applied to Keewatin's 971 residents, with the publisher and retrieval date attached. Verify the lender's Minnesota licence against the regulator named below before borrowing in Keewatin.
Keewatin by the numbers
Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.
- Population: 971 residents; Keewatin is the 362nd-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 0.9% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 9 residents.
- Size percentile: with 971 residents, Keewatin is larger than about 58% of Minnesota's Census places.
- Population density: 370 people per square mile on 2.6 square miles of land.
- By land area: Keewatin ranks 276th among Minnesota's 853 places, at 2.6 sq mi.
- Water area: Keewatin has 0.24 square miles of water, ranking 180th of 853 places in Minnesota.
- Share of state population: Keewatin's 971 residents are about 0.0% of Minnesota.
- National rank: Keewatin is the 10,341st most populous of the 19,457 Census places covered here.
- Growth in Minnesota: Keewatin stands 459th by percentage change from 2020 to 2023, among 853 places.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Keewatin's 0.9%.
- Density rank: Keewatin places 563rd among Minnesota's places by people per square mile.
- Density vs Minnesota: Keewatin's 370 people per square mile compare with a state median of 607.
- Location: latitude 47.3994, longitude -93.0842 (Census Gazetteer).
- Nearest larger cities: Hibbing (6 mi); Chisholm (11 mi); Coleraine (20 mi); Grand Rapids (24 mi); Mountain Iron (24 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Nashwauk (4 mi); Calumet (10 mi); Marble (11 mi).
- Within a 50-mile radius: 25 smaller Census places.
- At 100 miles: 40 larger Census places fall inside that radius.
The geography behind Keewatin
Keewatin's land area is about 2.6 square miles; a further 0.24 square miles is water. That land carries about 370 people per square mile. Minneapolis, the largest place in Minnesota, is about 169 miles from Keewatin. Counting outward 50 miles, 11 larger communities surround Keewatin. Within the same 50 miles lie 25 smaller Census places.
What to do before borrowing in Keewatin
For Keewatin's roughly 971 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Minnesota regulator's records to confirm the lender is licensed here.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
In Keewatin as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 971 residents.
Getting a loan in Keewatin
Keewatin is lightly settled, with about 370 people per square mile and 11 larger places within 50 miles. A Minnesota licence lets a lender serve Keewatin without a local office, so branch density does not change what its 971 residents are offered. The nearest bigger place is Hibbing, MN about 6 miles away.
What Minnesota law requires in Keewatin
For the roughly 971 residents of Keewatin, the rules below are Minnesota's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Keewatin against the rest of Minnesota
Within Minnesota, Keewatin holds roughly 0.0% of all residents, the 362nd-largest share among 853 places. On the 2020-to-2023 trend, Keewatin stands 459th among Minnesota's 853 places — roughly the 46th percentile. At about 370 people per square mile, Keewatin is the 563rd most densely settled place in Minnesota. Within 50 miles sit 25 smaller Census places, alongside the 11 that are larger.
Common questions
What are my options in Keewatin if my credit is poor?
What loan size can I expect in Keewatin?
Do I have to pledge anything to borrow in Keewatin?
Does comparing loans in Keewatin cost me credit score points?
Nearby places
- Nashwauk, MN — population 959
- Hibbing, MN — population 15,979
- Calumet, MN — population 325
- Marble, MN — population 609
- Chisholm, MN — population 4,687
- Taconite, MN — population 644
- Buhl, MN — population 947
- Warba, MN — population 184