Personal loans in Marble, MN
From the 2020 Census base to the 2023 estimate, the population declined by about 1.1%. Two households in Marble with comparable incomes can still be offered different rates; the city's 609 residents are not the reason.
Marble is one of 853 Census places in Minnesota; its 609 residents put it at 447th. A larger market lies at Taconite, MN about 4 miles away. For the 609 people in Marble, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Work out your debt-to-income ratio first; lenders weigh it heavily, and Marble's 609 residents are no exception.
Marble: population, trend and location
Here is the sourced Census picture for Marble, plus the Minnesota lending rules that apply to a loan taken out here.
- Population: a Census-estimated 609, 447th among Minnesota's 853 places (Vintage 2023).
- Population trend: Down about 1.1% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 7 fewer people than the 2020 Census counted.
- Size percentile: with 609 residents, Marble is larger than about 48% of Minnesota's Census places.
- Density: the Census land area of 4.4 sq mi holds about 139 people per square mile.
- Land area rank: Marble's 4.4 square miles rank 182nd of 853 places in Minnesota.
- Water area rank: Marble ranks 245th among Minnesota's 853 places, with 0.10 sq mi.
- State share: roughly 0.0% of Minnesota's residents live in Marble (609 people).
- National rank: Marble is the 12,372nd most populous of the 19,457 Census places covered here.
- Growth in Minnesota: Marble stands 490th by percentage change from 2020 to 2023, among 853 places.
- Versus Minnesota: the state average change is +0.1%, while Marble moved 1.1%.
- Density rank: Marble places 731st among Minnesota's places by people per square mile.
- Density vs Minnesota: Marble's 139 people per square mile compare with a state median of 607.
- Location: coordinates 47.3318, -93.2900 (US Census Bureau Gazetteer).
- Nearest larger cities: Taconite (4 mi); Bovey (6 mi); Nashwauk (7 mi); Coleraine (9 mi); Keewatin (11 mi). Living near a larger metro rarely changes what is available in Marble.
- Nearest smaller places: Calumet (1 mi); Warba (14 mi); Zemple (23 mi).
- Smaller neighbours: 24 places smaller than Marble sit within 50 miles.
- Within 100 miles: 63 places are larger than Marble.
What is available to Marble borrowers
Marble is a lightly settled community of about 609 people, with 17 larger places inside a 50-mile radius. A Minnesota licence lets a lender serve Marble without a local office, so branch density does not change what its 609 residents are offered. The nearest bigger place is Taconite, MN about 4 miles away.
Marble against the rest of Minnesota
Marble is the 447th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Marble ranks 490th of 853 in Minnesota (about the 43th percentile). By density, at about 139 people per square mile, it ranks 731st in Minnesota. The population moved by about 7 people between 2020 and 2023, a 1.1% shift.
Marble on the map
Marble covers about 4.4 square miles of land, with 0.10 square miles of water inside its boundaries (Census Gazetteer). That land carries about 139 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 164 miles away. A 50-mile radius around Marble takes in 17 places that are larger. The 100-mile radius contains 63 larger places.
The state rulebook for Marble
Below are the Minnesota rules that apply to a loan made in Marble, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
A pre-application checklist for Marble
These steps shape the offer you get in Marble, a place of about 609 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Minnesota licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Marble-specific: the same Minnesota licensing and disclosure rules reach all 609 residents.
Common questions
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Nearby places
- Calumet, MN — population 325
- Taconite, MN — population 644
- Bovey, MN — population 813
- Nashwauk, MN — population 959
- Coleraine, MN — population 1,989
- Warba, MN — population 184
- Keewatin, MN — population 971
- La Prairie, MN — population 669