Personal loans in Buhl, MN

Buhl is a small community in Minnesota, with an estimated 947 residents, and every licensed lender here follows the same state rulebook. The Census counts 947 people in Buhl, the 368th-largest figure among Minnesota's 853 places. The 2020 count to the 2023 estimate shows about 0.7% decline in Buhl. Rate-shopping from Buhl costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The closest larger city is Chisholm, MN about 5 miles away. For the 947 people in Buhl, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Buhl by the numbers

Most of what governs a Buhl loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.

How Minnesota law applies in Buhl

When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Buhl is bound by the same rules.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Small-loan / installment lender licensingRegulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01)
Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday ability-to-repay requirementRequired for payday loans with an APR above 36% (Minn. Stat. § 47.603)
Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent."
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16

A pre-application checklist for Buhl

Before you apply in Buhl, a community of about 947, work through these steps:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Confirm the lender holds a Minnesota licence by checking the regulator named above.
  5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  6. Be clear on what the loan is for and how it gets repaid.
  7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Buhl-specific: the same Minnesota licensing and disclosure rules reach all 947 residents.

Buhl's place among Minnesota's 853 places

Buhl is the 368th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Buhl stands 424th among Minnesota's 853 places — roughly the 50th percentile. Its roughly 286 residents per square mile place it 624th among Minnesota's places. Between 2020 and 2023 the count changed by roughly 7 residents.

What shapes a Buhl personal loan

Buhl is a small community of about 947 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Buhl's rank of 368th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Buhl loan is knowable in advance — unlike a revolving card balance.

The geography behind Buhl

Inside Buhl's boundaries lie roughly 3.3 square miles of land and 0.21 square miles of water. The resulting density is about 286 people per square mile. The largest place in Minnesota, Minneapolis, lies about 177 miles away. A 50-mile radius around Buhl takes in 15 places that are larger. Within the same 50 miles lie 20 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Buhl if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Buhl is the same as anywhere in Minnesota.
What loan size can I expect in Buhl?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Buhl?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Buhl cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related