Personal loans in Buhl, MN
Buhl is a small community in Minnesota, with an estimated 947 residents, and every licensed lender here follows the same state rulebook. The Census counts 947 people in Buhl, the 368th-largest figure among Minnesota's 853 places. The 2020 count to the 2023 estimate shows about 0.7% decline in Buhl. Rate-shopping from Buhl costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The closest larger city is Chisholm, MN about 5 miles away. For the 947 people in Buhl, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Buhl by the numbers
Most of what governs a Buhl loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.
- Population: about 947 people live here, which puts Buhl 368th of 853 Census places in Minnesota (Vintage 2023).
- Population trend: A drop of about 0.7% from 2020 to 2023.
- Net change: roughly 7 fewer people than the 2020 Census counted.
- Size percentile: Buhl sits ahead of around 57% of Minnesota places, at 947 people.
- Population density: about 286 people per square mile across 3.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Buhl ranks 229th among Minnesota's 853 places, at 3.3 sq mi.
- Water area rank: Buhl ranks 192nd among Minnesota's 853 places, with 0.21 sq mi.
- Share of Minnesota: Buhl holds about 0.0% of the state's population, some 947 people.
- National rank: Buhl is 10,459th of 19,457 places nationwide.
- Growth in Minnesota: Buhl stands 424th by percentage change from 2020 to 2023, among 853 places.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Buhl's 0.7%.
- Density rank: Buhl is the 624th most densely settled place in Minnesota.
- Against the state median: Buhl runs about 286 residents per square mile, where the Minnesota median is 607.
- Location: 47.4986 / -92.7811, per the US Census Bureau Gazetteer.
- Nearest larger cities: Chisholm (5 mi); Mountain Iron (8 mi); Hibbing (10 mi); Eveleth (11 mi); Virginia (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Kinney (3 mi); Iron Junction (10 mi); Leonidas (10 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 20 smaller Census places.
- Larger places within 100 miles: 38.
How Minnesota law applies in Buhl
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Buhl is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
A pre-application checklist for Buhl
Before you apply in Buhl, a community of about 947, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Minnesota licence by checking the regulator named above.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Buhl-specific: the same Minnesota licensing and disclosure rules reach all 947 residents.
Buhl's place among Minnesota's 853 places
Buhl is the 368th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Buhl stands 424th among Minnesota's 853 places — roughly the 50th percentile. Its roughly 286 residents per square mile place it 624th among Minnesota's places. Between 2020 and 2023 the count changed by roughly 7 residents.
What shapes a Buhl personal loan
Buhl is a small community of about 947 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Buhl's rank of 368th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Buhl loan is knowable in advance — unlike a revolving card balance.
The geography behind Buhl
Inside Buhl's boundaries lie roughly 3.3 square miles of land and 0.21 square miles of water. The resulting density is about 286 people per square mile. The largest place in Minnesota, Minneapolis, lies about 177 miles away. A 50-mile radius around Buhl takes in 15 places that are larger. Within the same 50 miles lie 20 smaller Census places.
Common questions
What are my options in Buhl if my credit is poor?
What loan size can I expect in Buhl?
Do I have to pledge anything to borrow in Buhl?
Does comparing loans in Buhl cost me credit score points?
Nearby places
- Kinney, MN — population 149
- Chisholm, MN — population 4,687
- Mountain Iron, MN — population 2,854
- Iron Junction, MN — population 107
- Hibbing, MN — population 15,979
- Leonidas, MN — population 50
- Eveleth, MN — population 3,434
- Virginia, MN — population 8,291