Personal loans in Hibbing, MN

The nearest larger city is Duluth, MN about 57 miles away. Census figures put the 2020-to-2023 decrease in Hibbing at about 1.4%. Lenders active in Hibbing report to a Minnesota supervisor, identified in the sourced rows below. Begin with the payment, then weigh APR and total interest across the lenders that reach Hibbing's 15,979 residents.

What the Census records for Hibbing

Two layers matter for a Hibbing borrower: the local population picture and Minnesota's consumer-lending statutes.

• Population: about 15,979, ranked 71st of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 1.4% from the 2020 Census base to the 2023 estimate.
• Absolute change: 228 residents lost between 2020 and 2023.
• Size percentile: bigger than about 92% of the places in Minnesota, with 15,979 residents in Hibbing.
• Density: roughly 88 residents per square mile, spread over 182.0 sq mi of land.
• Land area rank: Hibbing's 182.0 square miles rank 1st of 853 places in Minnesota.
• Water area rank: Hibbing ranks 15th among Minnesota's 853 places, with 4.43 sq mi.
• State share: roughly 0.3% of Minnesota's residents live in Hibbing (15,979 people).
• National rank: Hibbing is 2,258th of 19,457 places nationwide.
• Growth rank: Hibbing's 2020-to-2023 change ranks 538th of 853 places in Minnesota.
• Against the state trend: Hibbing's 1.4% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Hibbing places 776th among Minnesota's places by people per square mile.
• Density in context: Hibbing's 88 people per square mile sit against a Minnesota median of 607.
• Location: mapped by the US Census Bureau at 47.3959, -92.9465.
• Nearest larger cities: Duluth (57 mi); Superior (63 mi). Larger metros often have more branches, but online lenders reach Hibbing on the same terms.
• Nearest smaller towns: Keewatin (6 mi); Chisholm (7 mi); Nashwauk (10 mi).
• Smaller neighbours: 36 places smaller than Hibbing sit within 50 miles.
• Larger places within 100 miles: 2.

How Minnesota law applies in Hibbing

The rows below set out what a licensed lender must follow in Minnesota, and so for Hibbing's roughly 15,979 residents.

Getting a loan in Hibbing

At roughly 88 people per square mile, Hibbing is sparsely settled; 0 larger places lie within 50 miles. A Minnesota licence lets a lender serve Hibbing without a local office, so branch density does not change what its 15,979 residents are offered. For a larger market, the closest option is Duluth, MN about 57 miles away.

Hibbing's place among Minnesota's 853 places

Within Minnesota, Hibbing holds roughly 0.3% of all residents, the 71st-largest share among 853 places. On the 2020-to-2023 trend, Hibbing stands 538th among Minnesota's 853 places — roughly the 37th percentile. At about 88 people per square mile, Hibbing is the 776th most densely settled place in Minnesota. The population moved by about 228 people between 2020 and 2023, a 1.4% shift.

Where Hibbing sits

The Census Gazetteer records 182.0 square miles of land and 4.43 square miles of water within Hibbing. With 15,979 residents, the land area yields roughly 88 people per square mile. Minneapolis, the largest place in Minnesota, is about 169 miles from Hibbing. Hibbing has 0 larger places within a 50-mile radius. Within the same 50 miles lie 36 smaller Census places.

The anatomy of a Hibbing personal loan

In Hibbing, a small town of about 15,979, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Hibbing's rank of 71st in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Hibbing loan is knowable in advance — unlike a revolving card balance.