Personal loans in Iron Ridge, WI

Iron Ridge is a small community in Wisconsin, with an estimated 912 residents, and every licensed lender here follows the same state rulebook. With 912 residents, Iron Ridge outranks about 37% of the communities in Wisconsin. A 2020-to-2023 comparison shows Iron Ridge up by about 0.8%. Begin with the payment, then weigh APR and total interest across the lenders that reach Iron Ridge's 912 residents. The nearest larger metro is Hustisford, WI about 5 miles away.

Local context for Iron Ridge

What follows is Iron Ridge's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

• Population: about 912, ranked 380th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
• Population trend: About 0.8% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 7 residents.
• Size percentile: Iron Ridge's 912 people outrank roughly 37% of the places in Wisconsin.
• Population density: 1,359 people per square mile on 0.7 square miles of land.
• Land area: Iron Ridge covers 0.7 square miles, the 557th-largest area among Wisconsin's 605 places.
• Share of Wisconsin: Iron Ridge holds about 0.0% of the state's population, some 912 people.
• National rank: Iron Ridge is 10,638th of 19,457 places nationwide.
• Growth rank: Iron Ridge ranks 179th among Wisconsin's 605 places for the 2020-to-2023 change.
• Against the state trend: Iron Ridge's 0.8% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Iron Ridge places 133rd among Wisconsin's places by people per square mile.
• Density vs Wisconsin: Iron Ridge's 1,359 people per square mile compare with a state median of 800.
• Location: latitude 43.3981, longitude -88.5319 (Census Gazetteer).
• Nearest larger cities: Hustisford (5 mi); Horicon (6 mi); Mayville (7 mi); Juneau (9 mi); Theresa (9 mi). Larger metros often have more branches, but online lenders reach Iron Ridge on the same terms.
• Smaller communities within reach: Neosho (6 mi); Kekoskee (8 mi); Clyman (11 mi).
• Smaller neighbours: 28 places smaller than Iron Ridge sit within 50 miles.
• Larger places within 100 miles: 375.

How a Iron Ridge personal loan is priced

With roughly 912 residents, Iron Ridge is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Iron Ridge's rank of 380th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Iron Ridge loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Before you apply in Iron Ridge

Before you hand your details to a lender in Iron Ridge, where the population is near 912:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Wisconsin regulator's licence records before you sign.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Iron Ridge and the rest of Wisconsin is not the process but the borrower's own file, among the 912 people here.

How Iron Ridge compares across Wisconsin

Set beside Wisconsin's 605 places, Iron Ridge ranks 380th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Iron Ridge ranks 179th of 605 in Wisconsin (about the 70th percentile). Its roughly 1,359 residents per square mile place it 133rd among Wisconsin's places. By land area, its 0.7 square miles rank 557th of 605 places in Wisconsin.

Which Wisconsin laws govern a loan in Iron Ridge

When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Iron Ridge is bound by the same rules.

Where Iron Ridge sits

Iron Ridge's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. With 912 residents, the land area yields roughly 1,359 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 37 miles away. Iron Ridge has 128 larger places within a 50-mile radius. By land area it ranks 557th of 605 Wisconsin places.