Personal loans in Neosho, WI
Neosho, Wisconsin — home to about 581 people — is a small community, so the terms you are offered follow Wisconsin law rather than any local rule. Pull your credit reports and line up at least three offers before you apply from Neosho. Neosho ranks 453rd of 605 places in Wisconsin, with a population near 581. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Neosho's 581 residents. The trend for Neosho between 2020 and 2023 is downward by roughly 1.7%. The closest larger city is Hustisford, WI about 5 miles away.
Neosho by the numbers
Here is the sourced Census picture for Neosho, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: a Census-estimated 581, 453rd among Wisconsin's 605 places (Vintage 2023).
- Population trend: Lower by roughly 1.7% since the 2020 count.
- Absolute change: 10 residents lost between 2020 and 2023.
- Size percentile: with 581 residents, Neosho is larger than about 25% of Wisconsin's Census places.
- Population density: about 1,105 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Neosho's 0.5 square miles rank 577th of 605 places in Wisconsin.
- Water area rank: Neosho ranks 273rd among Wisconsin's 605 places, with 0.03 sq mi.
- State share: roughly 0.0% of Wisconsin's residents live in Neosho (581 people).
- National rank: Neosho is 12,569th of 19,457 places nationwide.
- Growth rank: Neosho ranks 484th among Wisconsin's 605 places for the 2020-to-2023 change.
- Versus Wisconsin: the state average change is +0.4%, while Neosho moved 1.7%.
- Density rank: Neosho places 196th among Wisconsin's places by people per square mile.
- Against the state median: Neosho runs about 1,105 residents per square mile, where the Wisconsin median is 800.
- Location: 43.3071, -88.5212 (US Census Bureau Gazetteer).
- Nearest larger cities: Hustisford (5 mi); Iron Ridge (6 mi); Hartford (7 mi); Horicon (11 mi); Juneau (11 mi). Lenders licensed in the state serve Neosho whether or not they keep a local branch.
- Nearest smaller towns: Clyman (10 mi); Lac La Belle (11 mi); Chenequa (15 mi).
- Smaller neighbours: 15 places smaller than Neosho sit within 50 miles.
- Larger places within 100 miles: 452.
The anatomy of a Neosho personal loan
In Neosho, a small community of about 581, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Neosho lender to disclose the APR and finance charge before you sign. The term you choose in Neosho decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Neosho
The Census Gazetteer records 0.5 square miles of land and 0.03 square miles of water within Neosho. With 581 residents, the land area yields roughly 1,105 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 33 miles away. Neosho has 144 larger places within a 50-mile radius. Within the same 50 miles lie 15 smaller Census places.
How Neosho compares across Wisconsin
Set beside Wisconsin's 605 places, Neosho ranks 453rd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Neosho stands 484th among Wisconsin's 605 places — roughly the 20th percentile. Its roughly 1,105 residents per square mile place it 196th among Wisconsin's places. By land area, its 0.5 square miles rank 577th of 605 places in Wisconsin.
How lenders reach Neosho
With about 1,105 residents per square mile, Neosho is moderately settled, and 144 larger Census places sit within 50 miles. Lenders licensed in Wisconsin reach Neosho's 581 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Hustisford, WI about 5 miles away.
The Wisconsin lending rules that reach Neosho
For the roughly 581 residents of Neosho, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Neosho if my credit is poor?
What loan size can I expect in Neosho?
Do I have to pledge anything to borrow in Neosho?
Does comparing loans in Neosho cost me credit score points?
Nearby places
- Hustisford, WI — population 1,083
- Iron Ridge, WI — population 912
- Hartford, WI — population 15,894
- Lac La Belle, WI — population 282
- Horicon, WI — population 3,773
- Mayville, WI — population 5,138
- Clyman, WI — population 396
- Kekoskee, WI — population 892