Personal loans in Juneau, WI
Juneau, Wisconsin — home to about 2,534 people — is a small community, so the terms you are offered follow Wisconsin law rather than any local rule. Pull your credit reports and line up at least three offers before you apply from Juneau.
With 2,534 residents, Juneau outranks about 62% of the communities in Wisconsin. For the 2,534 people in Juneau, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Juneau shed about 4.5% of its population between the 2020 base and the 2023 estimate. A larger market lies at Horicon, WI about 4 miles away.
What the Census records for Juneau
Only a few things actually differ by place — population, area, location, and the Wisconsin rules a lender must follow — and they are below.
- Population: about 2,534 people live here, which puts Juneau 231st of 605 Census places in Wisconsin (Vintage 2023).
- Population trend: Roughly 4.5% fewer residents than the 2020 Census counted.
- People gained or lost: about 119 fewer since the 2020 base.
- Size percentile: roughly 62% of Wisconsin's places have fewer residents than Juneau's 2,534.
- Population density: 1,537 people per square mile on 1.6 square miles of land.
- Land area: Juneau covers 1.6 square miles, the 366th-largest area among Wisconsin's 605 places.
- Share of state population: Juneau's 2,534 residents are about 0.1% of Wisconsin.
- National rank: Juneau is the 6,802nd most populous of the 19,457 Census places covered here.
- Growth in Wisconsin: Juneau stands 599th by percentage change from 2020 to 2023, among 605 places.
- Against the state trend: Juneau's 4.5% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Juneau is the 111th most densely settled place in Wisconsin.
- Against the state median: Juneau runs about 1,537 residents per square mile, where the Wisconsin median is 800.
- Location: latitude 43.4029, longitude -88.7033 (Census Gazetteer).
- Nearest larger cities: Horicon (4 mi); Beaver Dam (8 mi); Mayville (10 mi); Watertown (15 mi); Waupun (16 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Clyman (6 mi); Hustisford (7 mi); Lowell (7 mi).
- Smaller neighbours: 68 places smaller than Juneau sit within 50 miles.
- Within 100 miles: 268 places are larger than Juneau.
Wisconsin rules behind a Juneau personal loan
These are Wisconsin's sourced lending facts as they reach Juneau's 2,534 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
The anatomy of a Juneau personal loan
With roughly 2,534 residents, Juneau is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Juneau's 2,534 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Juneau loan is knowable in advance — unlike a revolving card balance.
A pre-application checklist for Juneau
Complete these steps first when you borrow in Juneau (2,534 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Wisconsin regulator's records to confirm the lender is licensed here.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Juneau-specific: the same Wisconsin licensing and disclosure rules reach all 2,534 residents.
Where Juneau sits in Wisconsin
Juneau is the 231st-largest of 605 Census places in Wisconsin and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Juneau stands 599th among Wisconsin's 605 places — roughly the 1th percentile. By density, at about 1,537 people per square mile, it ranks 111th in Wisconsin. By land area, its 1.6 square miles rank 366th of 605 places in Wisconsin.
How lenders reach Juneau
Juneau is a moderately settled community of about 2,534 people, with 87 larger places inside a 50-mile radius. A Wisconsin licence lets a lender serve Juneau without a local office, so branch density does not change what its 2,534 residents are offered. The nearest bigger place is Horicon, WI about 4 miles away.
Common questions
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Nearby places
- Horicon, WI — population 3,773
- Clyman, WI — population 396
- Hustisford, WI — population 1,083
- Lowell, WI — population 303
- Beaver Dam, WI — population 16,531
- Kekoskee, WI — population 892
- Reeseville, WI — population 752
- Iron Ridge, WI — population 912