Personal loans in Theresa, WI

Theresa is home to roughly 1,256 people and stands 334th by size out of 605 Census places in Wisconsin. The closest larger city is Mayville, WI about 5 miles away. Rate ceilings, licensing requirements and product limits for Theresa are all set at the Wisconsin level. Use the calculator on this page to price an amount and term before you commit in Theresa.

The Theresa data picture

Here is the sourced Census picture for Theresa, plus the Wisconsin lending rules that apply to a loan taken out here.

• Population: 1,256 — Theresa ranks 334th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 0.2%.
• People gained or lost: about 2 more since the 2020 base.
• Size percentile: roughly 45% of Wisconsin places rank below Theresa.
• Density: roughly 1,702 residents per square mile, spread over 0.7 sq mi of land.
• Land area: Theresa covers 0.7 square miles, the 547th-largest area among Wisconsin's 605 places.
• Water: Theresa holds about 0.02 square miles, the 333rd-largest water area in Wisconsin.
• Share of state population: Theresa's 1,256 residents are about 0.0% of Wisconsin.
• Nationally: Theresa is the 9,378th-largest of 19,457 Census places in the dataset.
• Growth rank: Theresa ranks 243rd among Wisconsin's 605 places for the 2020-to-2023 change.
• Against the state trend: Theresa's 0.2% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Theresa places 91st among Wisconsin's places by people per square mile.
• Against the state median: Theresa runs about 1,702 residents per square mile, where the Wisconsin median is 800.
• Location: it lies at 43.5168, -88.4538 in the Census Gazetteer.
• Nearest larger cities: Mayville (5 mi); Lomira (5 mi); Campbellsport (10 mi); Horicon (11 mi); Kewaskum (11 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Kekoskee (7 mi); Brownsville (7 mi); Iron Ridge (9 mi).
• Within a 50-mile radius: 42 smaller Census places.
• At 100 miles: 323 larger Census places fall inside that radius.

Which Wisconsin laws govern a loan in Theresa

These are Wisconsin's sourced lending facts as they reach Theresa's 1,256 residents; the state has no city-level rate rule.

Theresa's place among Wisconsin's 605 places

Set beside Wisconsin's 605 places, Theresa ranks 334th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Theresa stands 243rd among Wisconsin's 605 places — roughly the 60th percentile. Its roughly 1,702 residents per square mile place it 91st among Wisconsin's places. By land area, its 0.7 square miles rank 547th of 605 places in Wisconsin.

The Theresa borrowing checklist

Complete these steps first when you borrow in Theresa (1,256 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Wisconsin licence with the regulator listed on this page.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

The process is identical across Wisconsin; what changes is your credit file, not the fact that Theresa holds 1,256 people.

Getting a loan in Theresa

At roughly 1,702 people per square mile, Theresa is moderately settled; 114 larger places lie within 50 miles. Distance to a branch rarely matters for Theresa's 1,256 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Mayville, WI about 5 miles away.

Where Theresa sits

The Census Gazetteer records 0.7 square miles of land and 0.02 square miles of water within Theresa. Spread across it are roughly 1,702 residents per square mile. Milwaukee, the largest place in Wisconsin, is about 40 miles from Theresa. Within 50 miles of Theresa there are 114 larger Census places. Within the same 50 miles lie 42 smaller Census places.