Personal loans in Brownsville, WI
If you are weighing a personal loan in Brownsville, start from the payment you can carry; its 649 residents face the same statewide rules. Roughly 649 residents live in Brownsville, the 440th-largest community in Wisconsin.
The 2020 count to the 2023 estimate shows about 8.9% growth in Brownsville. Verify the lender's Wisconsin licence against the regulator named below before borrowing in Brownsville. A larger market lies at Lomira, WI about 3 miles away. For the 649 people in Brownsville, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Local context for Brownsville
Brownsville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 649, ranked 440th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 8.9% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 53 residents.
- Size percentile: roughly 27% of Wisconsin places rank below Brownsville.
- Density: roughly 1,059 residents per square mile, spread over 0.6 sq mi of land.
- Land area: Brownsville covers 0.6 square miles, the 565th-largest area among Wisconsin's 605 places.
- Share of state population: Brownsville's 649 residents are about 0.0% of Wisconsin.
- National rank: Brownsville sits 12,106th by population among the 19,457 places in this dataset.
- Growth in Wisconsin: Brownsville stands 13th by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Brownsville's 8.9%.
- Density rank: Brownsville is the 205th most densely settled place in Wisconsin.
- Density vs Wisconsin: Brownsville's 1,059 people per square mile compare with a state median of 800.
- Location: coordinates 43.6146, -88.4952 (US Census Bureau Gazetteer).
- Nearest larger cities: Lomira (3 mi); Oakfield (5 mi); Theresa (7 mi); Mayville (8 mi); Eden (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Mount Calvary (19 mi); Fairwater (21 mi); Neosho (21 mi).
- Within a 50-mile radius: 21 smaller Census places.
- Within 100 miles: 353 places are larger than Brownsville.
Brownsville on the map
Brownsville's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,059 people per square mile. Milwaukee, the largest place in Wisconsin, is about 46 miles from Brownsville. Counting outward 50 miles, 129 larger communities surround Brownsville. The 100-mile radius contains 353 larger places.
How Brownsville compares across Wisconsin
Set beside Wisconsin's 605 places, Brownsville ranks 440th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Brownsville stands 13th among Wisconsin's 605 places — roughly the 98th percentile. By density, at about 1,059 people per square mile, it ranks 205th in Wisconsin. In land area, Brownsville ranks 565th among Wisconsin's 605 places.
What to do before borrowing in Brownsville
Before you hand your details to a lender in Brownsville, where the population is near 649:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Wisconsin licence by checking the regulator named above.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
None of these steps is Brownsville-specific: the same Wisconsin licensing and disclosure rules reach all 649 residents.
The Wisconsin lending rules that reach Brownsville
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Brownsville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How personal loans work in Brownsville
In Brownsville, a small community of about 649, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Brownsville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Brownsville loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Brownsville if my credit is poor?
What loan size can I expect in Brownsville?
Do I have to pledge anything to borrow in Brownsville?
Does comparing loans in Brownsville cost me credit score points?
Nearby places
- Lomira, WI — population 2,680
- Oakfield, WI — population 1,057
- Theresa, WI — population 1,256
- Mayville, WI — population 5,138
- Kekoskee, WI — population 892
- Eden, WI — population 901
- Fond du Lac, WI — population 44,300
- North Fond du Lac, WI — population 5,366