Personal loans in Hopewell, VA

The Census counts 22,752 people in Hopewell, the 26th-largest figure among Virginia's 227 places. Use the calculator on this page to price an amount and term before you commit in Hopewell. The trend for Hopewell between 2020 and 2023 is downward by roughly 1.2%. The closest larger city is Petersburg, VA about 8 miles away.

Hopewell by the numbers

Set out below is Hopewell's local context next to the state-level rules that reach every lender here.

• Population: 22,752 residents; Hopewell is the 26th-largest of 227 places in Virginia (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 1.2% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 279 residents.
• Size percentile: with 22,752 residents, Hopewell is larger than about 89% of Virginia's Census places.
• Population density: about 2,197 people per square mile (Census land area 10.4 sq mi).
• Land area: Hopewell covers 10.4 square miles, the 28th-largest area among Virginia's 227 places.
• Water area: Hopewell has 0.47 square miles of water, ranking 15th of 227 places in Virginia.
• Share of Virginia: Hopewell holds about 0.7% of the state's population, some 22,752 people.
• National rank: Hopewell sits 1,703rd by population among the 19,457 places in this dataset.
• Growth rank: Hopewell ranks 148th among Virginia's 227 places for the 2020-to-2023 change.
• State comparison: Virginia's places average -0.0% for 2020-to-2023, against Hopewell's 1.2%.
• Density in Virginia: Hopewell ranks 36th by people per square mile.
• Density vs Virginia: Hopewell's 2,197 people per square mile compare with a state median of 823.
• Location: 37.2910 / -77.2989, per the US Census Bureau Gazetteer.
• Nearest larger cities: Petersburg (8 mi); Richmond (19 mi); Newport News (45 mi); Suffolk (55 mi); Hampton (58 mi). Online lenders reach Hopewell no matter how far the nearest branch is.
• Nearest smaller places: Colonial Heights (6 mi); Claremont (19 mi); Waverly (21 mi).
• Within a 50-mile radius: 29 smaller Census places.
• Within 100 miles: 12 places are larger than Hopewell.

A practical checklist for Hopewell borrowers

For Hopewell's roughly 22,752 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's Virginia licence with the regulator listed on this page.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

The process is identical across Virginia; what changes is your credit file, not the fact that Hopewell holds 22,752 people.

Hopewell in state context

Within Virginia, Hopewell holds roughly 0.7% of all residents, the 26th-largest share among 227 places. On the 2020-to-2023 trend, Hopewell stands 148th among Virginia's 227 places — roughly the 35th percentile. By density, at about 2,197 people per square mile, it ranks 36th in Virginia. By land area, its 10.4 square miles rank 28th of 227 places in Virginia.

Land, water and location for Hopewell

Hopewell's land area is about 10.4 square miles; a further 0.47 square miles is water. With 22,752 residents, the land area yields roughly 2,197 people per square mile. For the state's biggest city, Virginia Beach, the distance is roughly 78 miles. Counting outward 50 miles, 3 larger communities surround Hopewell. Within the same 50 miles lie 29 smaller Census places.

How a Hopewell personal loan is priced

A Hopewell personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 22,752 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hopewell. The term you choose in Hopewell decides the split between a comfortable payment and the total interest you pay.

Which Virginia laws govern a loan in Hopewell

This table holds the Virginia rate and licensing rules for consumer loans made to Hopewell's 22,752 residents.