Personal loans in Colonial Heights, VA

For the 18,393 people in Colonial Heights, Virginia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The Census counts 18,393 people in Colonial Heights, the 29th-largest figure among Virginia's 227 places. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Colonial Heights loan. The trend for Colonial Heights between 2020 and 2023 is upward by roughly 1.2%. The nearest larger city is Petersburg, VA about 4 miles away.

The Colonial Heights data picture

Here is the sourced Census picture for Colonial Heights, plus the Virginia lending rules that apply to a loan taken out here.

• Population: about 18,393 people live here, which puts Colonial Heights 29th of 227 Census places in Virginia (Vintage 2023).
• Population trend: Higher by roughly 1.2% since the 2020 count.
• Net change: roughly 223 more people than the 2020 Census counted.
• Size percentile: about 87% of Virginia's Census places are smaller than Colonial Heights.
• Population density: 2,446 people per square mile on 7.5 square miles of land.
• Land area rank: Colonial Heights's 7.5 square miles rank 47th of 227 places in Virginia.
• Water area: Colonial Heights has 0.27 square miles of water, ranking 21st of 227 places in Virginia.
• State population share: Colonial Heights accounts for about 0.6% of everyone in Virginia.
• Nationally: Colonial Heights is the 2,021st-largest of 19,457 Census places in the dataset.
• Growth in Virginia: Colonial Heights stands 66th by percentage change from 2020 to 2023, among 227 places.
• Versus Virginia: the state average change is -0.0%, while Colonial Heights moved 1.2%.
• Density rank: Colonial Heights places 30th among Virginia's places by people per square mile.
• Density vs Virginia: Colonial Heights's 2,446 people per square mile compare with a state median of 823.
• Location: 37.2617 / -77.3968, per the US Census Bureau Gazetteer.
• Nearest larger cities: Petersburg (4 mi); Hopewell (6 mi); Richmond (19 mi); Newport News (50 mi); Suffolk (57 mi). Living near a larger metro rarely changes what is available in Colonial Heights.
• Smaller places close by: Stony Creek (22 mi); Waverly (23 mi); Claremont (24 mi).
• Within a 50-mile radius: 28 smaller Census places.
• At 100 miles: 17 larger Census places fall inside that radius.

The geography behind Colonial Heights

The Census Gazetteer records 7.5 square miles of land and 0.27 square miles of water within Colonial Heights. With 18,393 residents, the land area yields roughly 2,446 people per square mile. Virginia Beach, the largest place in Virginia, is about 82 miles from Colonial Heights. Colonial Heights has 4 larger places within a 50-mile radius. By land area it ranks 47th of 227 Virginia places.

What is available to Colonial Heights borrowers

Colonial Heights is fairly dense, with about 2,446 people per square mile and 4 larger places within 50 miles. Lenders licensed in Virginia reach Colonial Heights's 18,393 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Petersburg, VA about 4 miles away.

Colonial Heights against the rest of Virginia

Among Virginia's 227 places, Colonial Heights sits at 29th for population, a share of roughly 0.6% of the state. On the 2020-to-2023 trend, Colonial Heights stands 66th among Virginia's 227 places — roughly the 71th percentile. By density, at about 2,446 people per square mile, it ranks 30th in Virginia. The population moved by about 223 people between 2020 and 2023, a 1.2% shift.

How personal loans work in Colonial Heights

With roughly 18,393 residents, Colonial Heights is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Colonial Heights can be quoted different APRs on the same amount and term. Shortening the term on a Colonial Heights loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Virginia law applies in Colonial Heights

The rows below set out what a licensed lender must follow in Virginia, and so for Colonial Heights's roughly 18,393 residents.