Personal loans in Claremont, VA

Pull your credit reports and line up at least three offers before you apply from Claremont. Claremont added about 0.7% to its population between the 2020 base and the 2023 estimate. Every figure below is Virginia's own, applied to Claremont's 309 residents, with the publisher and retrieval date attached. A larger market lies at Williamsburg, VA about 15 miles away.

Borrowing in Claremont: the local picture

What follows is Claremont's place in the Census record, alongside the Virginia rules that govern a personal loan made here.

• Population: a Census-estimated 309, 189th among Virginia's 227 places (Vintage 2023).
• Population trend: Growth of about 0.7% across the 2020-to-2023 comparison.
• Absolute change: 2 residents added between 2020 and 2023.
• Size percentile: Claremont sits ahead of around 17% of Virginia places, at 309 people.
• Density: roughly 122 residents per square mile, spread over 2.5 sq mi of land.
• By land area: Claremont ranks 102nd among Virginia's 227 places, at 2.5 sq mi.
• Share of state population: Claremont's 309 residents are about 0.0% of Virginia.
• National rank: Claremont is the 15,019th most populous of the 19,457 Census places covered here.
• Growth rank: Claremont's 2020-to-2023 change ranks 78th of 227 places in Virginia.
• Against the state trend: Claremont's 0.7% change compares with a Virginia average of -0.0% across its 227 places.
• Density rank: Claremont is the 222nd most densely settled place in Virginia.
• Density in context: Claremont's 122 people per square mile sit against a Virginia median of 823.
• Location: 37.2273, -76.9666 (Census Gazetteer coordinates).
• Nearest larger cities: Williamsburg (15 mi); Waverly (15 mi); Wakefield (18 mi); Hopewell (19 mi); Ivor (23 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Surry (10 mi); Dendron (13 mi); Stony Creek (31 mi).
• Smaller neighbours: 6 places smaller than Claremont sit within 50 miles.
• Within 100 miles: 113 places are larger than Claremont.

The anatomy of a Claremont personal loan

Claremont is a small community of about 309 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Claremont lender to disclose the APR and finance charge before you sign. The term you choose in Claremont decides the split between a comfortable payment and the total interest you pay.

What is available to Claremont borrowers

With about 122 residents per square mile, Claremont is lightly settled, and 29 larger Census places sit within 50 miles. A Virginia licence lets a lender serve Claremont without a local office, so branch density does not change what its 309 residents are offered. The nearest larger city, Williamsburg, VA about 15 miles away.

How Claremont compares across Virginia

Within Virginia, Claremont holds roughly 0.0% of all residents, the 189th-largest share among 227 places. For population change between 2020 and 2023, Claremont ranks 78th of 227 in Virginia (about the 66th percentile). Its roughly 122 residents per square mile place it 222nd among Virginia's places. In land area, Claremont ranks 102nd among Virginia's 227 places.

Where Claremont sits

The Census Gazetteer records about 2.5 square miles of land within Claremont, with no significant water area listed. With 309 residents, the land area yields roughly 122 people per square mile. The largest place in Virginia, Virginia Beach, lies about 60 miles away. A 50-mile radius around Claremont takes in 29 places that are larger. The 100-mile radius contains 113 larger places.

How Virginia law applies in Claremont

The rows below set out what a licensed lender must follow in Virginia, and so for Claremont's roughly 309 residents.